Archived
Can a lender attach to my pension or social security if i defaulted on a business loan that i personally guaranteed?
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Answered on September 17, 2014
I agree with Mr. Atchley that non-governmental creditors cannot legally garnish social security payments (though that doesn't necessarily stop them...
Archived
My soon to be ex husband had my truck repoed he told the I was hiding it. Could I file bankrupt and get it bk
Andrew's answer
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Answered on September 16, 2014
If you file a chapter 13 before the vehicle is sold, and can propose a repayment plan to either pay the balance of the debt or the value of the...
Archived
Am I required to disclose a workmens compensation settlement in a chapter 13 bankruptcy in florida
Andrew's answer
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Answered on September 15, 2014
All property interests of any kind must be disclosed in your bankruptcy. This includes any rights to payment, such as from a worker's comp...
Archived
My bank account has been frozen by a creditor that I owe. I had a judgement against me that I defaulted on.
Andrew's answer
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Answered on September 15, 2014
You should certainly at lease speak with a bankruptcy lawyer about your debt, finances and options. You don't say how much in debt you have, or...
Archived
What is the average upfront cash a attorney asks for to take care of chapter 13
Andrew's answer
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Answered on September 15, 2014
$1,300 is certainly not unreasonable, and it likely includes the $310 court filing fee. It's important to note that while the majority of the fee...
CH 7 Bankruptcy, return to sender notifications.
Andrew's answer
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Answered on September 12, 2014
If they didn't get the notice at another address (I usually have 2 - 3 listed addresses for major creditors) I often file a change of address with...
Archived
Am 30mths chp 13prose, a sec. creditor has violated auto stay. what can/should i do? this creditor(hoa) tried to take my home
Andrew's answer
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Answered on September 12, 2014
I'd recommend you look for a local bankruptcy attorney who can review your plan, and ensure proper notice of your bankruptcy to the creditor. If...
If you were barred from filing chapter13 is that the time it was dismissed or the time you filed?
Andrew's answer
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Answered on September 10, 2014
This question requires more clarity - were you actually barred from re-filing by the bankruptcy court, or were you perhaps simply not eligible for...
Archived
If I have surrendered a house in Chapter 13, but the bank has not yet taken legal title, can I let a family friend rent?
Andrew's answer
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Answered on September 05, 2014
"Surrender" of property in chapter 13 does not mean you have lost title to the property. I often recommend clients consider this idea when letting...
Archived
Is there a Bankruprcy strategy know a filing a "Chapter 20". This is where the debtor first files a chapter 7 then a Chapter 13?
Andrew's answer
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Answered on September 04, 2014
In my experience, this is rarely the best strategy for someone in financial distress, but it may be worth it depending on your situation. My last...
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