Archived
My husband passed away 6 months ago. We owed on a credit card that was in his name only. In Texas, am I responsible to pay?
Sidney's answer
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Answered on May 04, 2012
Make no further payments. You maybe liable on the debt depending on several factors but I would not worry about it. It does not sound like you...
Archived
I teach in Texas...if I fail to pay my private student loan can they pull my teaching license?
Sidney's answer
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Answered on May 04, 2012
In all probability the loan gives the lender the same rights as the government. So there is a good chance that the answer is yes.
Archived
Can I really be arrested and my ssn be black lisited for failure to pay back my payday loans?
Sidney's answer
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Answered on May 04, 2012
No as to both. It is not a crime to not pay a debt although the payday loan people are trying to get the authorities to prosecute with limited...
Archived
My father and I where sued in TX for some private student loans what would happen to his homestead if he where to pass away?
Sidney's answer
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Answered on May 04, 2012
First there are not enough facts to really answer the question, such as is your mother still alive which would make a difference. In general your...
Can a judgment creditor garnish a prepaid debit card in Dallas Tx if i was sued for credit card debt?
Sidney's answer
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Answered on May 04, 2012
The answer is yes to both question. The company whose debit card are using owe you money and therefore a creditor can certainly go after the...
Archived
My mom was sued 5 years ago for a private student loan in TX, now they are suing me it is past the statute of limitations?
Sidney's answer
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Answered on May 04, 2012
Student loans regardless from whom made do not have a statute of limitation.
Archived
How do I reaffirm a morgage debt from a bankruptcy 14 years ago that I no longer have lawyer info or case no, etc?
Sidney's answer
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Answered on May 04, 2012
First the time to reaffirm any debt is long past. Second there is no necessity to reaffirm the debt. If you have been paying on the mortgage for...
Archived
S-Corp in Tx (Builder/Remodeler) No business, debt large
Sidney's answer
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Answered on May 04, 2012
If the business is failing and there is no possibility of turning things around then the only solution for you is to file a personal chapter 7...
Archived
My mom was sued 5 years ago for a private student loan in TX, now they are suing me it is past the statute of limitations?
Sidney's answer
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Answered on May 04, 2012
Student loans are nondischargeable in bankruptcy except in very limited circumstances. To my knowledge student loans from whatever source...
Archived
Will bankruptcy clear a judgement or lien against me?
Sidney's answer
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Answered on May 03, 2012
The simple answer to your question is yes. The more important question is should you file bankruptcy. That would depend on a number of factors...
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