I have a judgement against myself and my parents (they cosigned) for a $14,000 private student loan.

You can always, if justified, file bankruptcy yourself as far as your car is concerned. I would not to worried about your parents property except...

What must be considered as part of a Gross Receipt?

As Mr. Deason pointed out you have not supplied sufficient information to answer the question. Just because a corporation is establshed as a...

One of you is probably going to have to file a chapter 13 in order to keep the house. Whether or not he can file may present a problem inasmuch as...

Home Equity Line of Credit included in bankruptcy and is in default. 1st mortgage is current. Will the HELOC try to foreclose?

If you did not reaffirm the debt there is no personal liability but the lien remains in place. Why they have not foreclosed could be for a number...

You don't say what kind of settlement, and that makes a big difference. If you are settling a damage claim (personal injury for example) there are...

How long does a bank have to claim bad debt?

Yes you have several grounds to fight provided that you tax return can be amended. You can claim that the debt was beyond the statute of...

Can chapter 7 or chapter 13 be cleared out after 7 years?

It is my understanding that all bankruptcy cases remain on your credit report for 7 years.

How can i get out of the chapter 13 and file chapter 7

Talk to your lawyer about converting your case to one under chapter 7. The foregoing is the easiest way to accomplish what you want. There maybe...

How difficult will it be to start a business after bankruptcy?

I would say it is not going to be easy and you are going to be subject to a lot more review than most people starting a business. Whether or not...

Individual bankruptcy and signing over or quit claiming on a mobilehome loan

You must have not heard the lawyer correctly because there is no requirement that you be living together to file a joint petition for relief. As...