An attorney could assist you if you have any defenses. Most likely though, they are going to obtain a judgment eventually no matter what. If you...

What should the contents of my answer to the court have?

As you are seeing from the other answers, the answer to your question is dependent upon the specific information related to this debt. The number...

Jury duty?

You could probably call the agency from whom you received the letter - most likely the county or district clerk?

Assuming they have the correct person, it means someone obtained a judgment against you in the past and you will most likely have to take care of...

What happens if I just ignore it?

If you just ignore it, they will be able to obtain a default judgment against you that will then be abstracted and affect your credit and ability...

Can a payday loan garnish your wages?

Correct. If they sue you and obtain a judgment against you, they may be able to then file a writ of garnishment action and have your bank account...

How can I "answer" in court without an attorney? Can't afford one so will have to DIY bankruptcy but this first!

If there is not time to speak to an attorney before your answer date, put a denial in writing and get it on file with the court with a copy to the...

Your status on SS disability would not prevent a party from taking a judgment against you. It just prevents them from being able to take funds...

How do I know if I am judgment proof when being sued by a creditor? If I received papers are they supposed to have a court stamp

There does not have to be a seal you can feel. They would have been served by a private process server, not necessarily someone whose name you...

You can be sued for not paying a debt. In Texas there is a 4 year statute of limitations on breach of contract cases. The statute would begin on...