More information would be needed but it sounds like they obtained a judgment against you and then as part of their post judgment collection...

You just need to get a written response on file to prevent them from taking a default judgment against you. It can be something as simple as...

Do pay deductible if the amount estimate to fix what need over the amount?

You should be responsible for the amount of your deductible and your insurance should be responsible for the rest.

If they actually filed a lawsuit, you would be served with a hard copy of the documents via a process server. If the creditor has hired an...

I agree with the other attorneys. Also, an attorney would need to see the actual judgment to be able to more fully answer your questions.

When a client does not pay and no contract was in place ?

There are legal alternatives but doing anything that would damage the home is not going to be a good choice. I recommend seeking a consultation...

Can a collection company sue me for credit one credit account?

Yes. If you owe a debt you have not paid, the owner of that debt can file a lawsuit against you. They also most likely will eventually be...

The mis-spelling will not prevent the suit from proceeding as they obviously have the correct person. If you believe it has been that long since...

Can i?

More information would be needed but I would recommend entering a specific payment/settlement agreement with the creditor rather than just sending...

Can I make a legally binding document to rent my car through an app for more peace of mind?

You can make any contract you want to with the person renting the vehicle but that contract would be between yourself and the renter, not third...