If you live in Texas & are separated, it's as if you're divorced for all practical purposes. But, if you want to both file, you can file together...

I LIVE IN TEXAS MY HUSBAND LIVES IN LOUISIANA IM FILING BANKRUPTCYE CAN I ADD HIM TO MY BANKRUPTCY

Yes, either party can establish jurisdiction. I haven't had any trouble with it in the past. And he can go to the nearest U S Trustee's Office &...

Is there a 'waiting period' for filing bankruptcy?

You have to wait until November -- there must be 8 years between filing dates.

How to answer a bad debt suit after I have reached a settlement agreement with the company that bought the bad debt? Texas.

It won't hurt to answer the lawsuit (insurance in case something happens with the settlement); they need to nonsuit, anyway. Good luck!

Will my ex husbands home be part of my bankruptcy

I doubt you have anything to worry about; your community property interest would probably be so small that it would not interest your chapter 7...

Yes, you can be sued. But you have an affirmative defense--the 4 year statute of limitations--to the suit, which you must assert, in the action.

Can an individual file a chapter 7 to stop a foreclosure on your home?

Quickly seek consultation with a bankruptcy attorney. If you qualify for Chapter 7 bankruptcy, you might choose to strategically file to knock the...

I received an email from a loan company called cash advance and the heading was "final warning or else arrested"

NEVER believe anything a payday loan collector says. Obvious scam & debt collection violation. If the company was an online company for which you...

In Texas prior to Ch 7 if I convert home equity into life insurance cash value, will the life insurance cash value be exempt?

You didn't say how much cash you received. I agree that the funds applied to the insurance policy are not exempt, UNLESS you have sufficient...

Acct. reported as included BK7 now reported as CO/sold. Co. included within BK7.

Keep in mind that in a "no asset" chapter 7 bankruptcy, an unlisted creditor was discharged anyway--it wasn't harmed by lack of notice, because...