Archived
Can a dealership take my car because I have the same finance company from a car that I owe a payment because of total loss?
Mark's answer
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Answered on March 02, 2017
That is a cross-collateralization issue that usually only arises with financial institutions, not auto lenders. There MAY be a contractual...
Archived
Auto Dealer extended Warranty Issue
Mark's answer
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Answered on March 02, 2017
The dealer most likely does this as a regular practice-- keeping the money and not forwarding it to the warranty company. Don't give in on the...
Tow company lost my car, what should I do?
Mark's answer
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Answered on January 24, 2017
That sounds like a theft. Report it as stolen to your insurance agent. They will get a pretty quick answer for you. You also need to be on...
Archived
Getting a civil judgement on a creditors credit report.
Mark's answer
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Answered on January 23, 2017
Many of the credit reporting agencies routinely monitor judgements and post it to appropriate credit reports. For that to happen you need to...
What can I do about a car dealer running my credit without my permission?
Mark's answer
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Answered on January 23, 2017
You want this to be an impermissible use. However, the car dealer will claim you authorized it and you were doing business with them. With those...
Archived
Car dealership service advisor has been sending me inappropriate pictures of himself via text message.
Mark's answer
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Answered on January 23, 2017
You need to analyze this from two perspectives. One, you are the victim of inappropriate and unwanted advances from a member of the opposite sex....
Archived
If a credit card company "sells" my debt to an agency does that start the statute of limitations over on when they can sue me?
Mark's answer
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Answered on January 18, 2017
If they are making that report, that is re-aging and you may have a complaint under the Fair Credit Reporting Act. You will need to dispute the...
Archived
Why I didn't get my contract paper?
Mark's answer
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Answered on January 18, 2017
There are a lot of issues in there. The first is that you are entitled to get a copy of everything you signed. If the dealer won't provide a...
Archived
I am being sued by a well known car rental company for wrecking it & but I had no control over the situation
Mark's answer
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Answered on January 18, 2017
Did you have liability insurance for you as a driver? If so, did you make a claim? What about the boyfriend? Did he have insurance? If so, he...
Archived
Is there a statue of limitations on a credit card debt. Being filed under breech of contract from 2004.
Mark's answer
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Answered on January 17, 2017
Be very careful. if your dates are accurate, you are probably dealing with a rogue debt collector who is operating a scam.
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