Archived
I live in Texas, work in Ohio, and someone filed a civil judgment against me in TN. Can I stop them from garnishing my wages?
David's answer
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Answered on November 20, 2014
It would be difficult (but not impossible) to challenge the judgment due to inadequate service of process. You would need to see if they tried to...
Archived
We surrender our mortgage in chapter 13 bankruptcy here in San Antonio, Texas in 2008. We were discharged on 7/1/2013.
David's answer
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Answered on November 18, 2014
Most likely the underlying debt was discharged but the lender didn't foreclosure. Certain post-discharge "collection" by the lender is not a...
Archived
Can I buy a homestead with cash and file chapter 7 bankruptcy within the two year look back period?
David's answer
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Answered on November 18, 2014
This is an area where experienced legal counsel is most helpful. Texas homesteads are favored under the law, but transferring cash into a...
Archived
I'm in need of post-bankruptcy advice. My vehicle was discharged. A year later, what are my options with this vehicle?
David's answer
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Answered on November 18, 2014
It sounds like you want to rebuild your credit score after a chapter 7 discharge. You didn't reaffirm the debt with the vehicle lender, and so...
I am being sued in a civil court for a personal loan of 41,000, i need to write a response back. How should i proceed?
David's answer
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Answered on November 18, 2014
Here you should consider hiring an attorney in order to get an answer filed and possibly negotiate a settlement for you. If a judgment against you...
Archived
What happens if a credit card co sues me and I don't pay. I live in texas. It's a card from 06 haven't paid since 10.
David's answer
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Answered on November 18, 2014
You probably should file an answer to this lawsuit, since you will most likely have a valid affirmative defense (assuming it wasn't late in 2010...
Archived
I surrendered a property during chapter 13. An investor wants to pursue a short sale with the bank. Should I sign docs.?
David's answer
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Answered on November 14, 2014
I'm assuming your chapter 13 case is still pending. If so, ask your attorney to verify that this is in your best interest (it certainly could be)....
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