Archived
I am selling my home in ch 13 they want me to put my remaining money back into a home in six months is there any way around
David's answer
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Answered on December 03, 2014
Assuming you are currently in a chapter 13, then there's no way around this while in BK (unless you are already paying 100% unsecured creditors, or...
Archived
After 14 yr on 15 yr boat loan I lost my job. and fell behind. I began to pay but discovered balance was 10000 more.
David's answer
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Answered on December 02, 2014
There are a lot of remaining questions that would need to be answered in order to know what risk, if any, there is on her property. If they repo...
Archived
If my husband has been trying to enforce a judgment and it's been since 2011 if I file 13 bankrpy is it excluded
David's answer
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Answered on December 01, 2014
Your husband has an asset, which is a judgment upon which he might be able to collect. Part of the answer to your question depends on whether that...
Archived
Can I modify my ch13 to a 7 I have 13 months left and I had 2 jobs now I have 1
David's answer
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Answered on November 24, 2014
You most likely can, but whether you SHOULD depends on the interplay of a number of facts. The biggest questions are: (a) have your secured debts...
Archived
Can I file for Bankruptcy if credit card company file court papers against me?
David's answer
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Answered on November 24, 2014
Assuming you moved to TX more than one year ago but less than two years, make sure you visit with the bankruptcy attorney about the exemption laws...
Archived
Can i lose my apartment if i recieve a default judgment from a car insurance lawsuit in texas?
David's answer
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Answered on November 22, 2014
The pre-paid acct may be vulnerable. However, if you have deposited wages only (and nothing else co-mingled in it) you could probably defend the...
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Archived
My wife has a abstract judgment against her which was did not find out about until 2011. ttrying to sell a property has lien.
David's answer
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Answered on November 21, 2014
If the property is the homestead, then the lien is not enforceable. Title companies are notorious for requiring Texans clear out their judgment...
Archived
Can a house be foreclosed if a Chapter 13 is dismissed after the point at which the plan would have paid off the arrearage?
David's answer
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Answered on November 21, 2014
You should be able to get a report from the trustee of all disbursements made on your case to the mortgage company. If all disbursements were...
RAC Acceptance and Bankruptcy
David's answer
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Answered on November 21, 2014
If it's a lease, you can accept it and continue to pay it under the original terms. If it's really a loan secured by a washer/dryer (but disguised...
Archived
Can my family's land be seized due to a default judgement for $18,000 i received from a car insurance lawsuit?
David's answer
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Answered on November 20, 2014
The prior responses are spot on, in my opinion. The only thing I would add as a side note is that often one's driver's license gets suspended by...
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