There are not enough facts here for an exact answer, unfortunately, but I will try to give you some guidance. If you have been there for two...

You could settle the case with some type of plan that allowed you to make payments or borrow money and that would prevent garnishing of your bank...

This question cannot be answered on the facts as given. If you want to know if there is a way to amend or void the contract, you would have to...

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Is the debt on your credit report? If not, then do you know if they actually file suits for this? If it is not on your report and they do not...

If you qualify for legal aid, they can assist you for no fee. They have many, many applicants for legal assistance and so cannot represent...

A bankruptcy could discharge the debt, even if there is a judgment. That means the debt would not be collectible. Your credit report would...

Yes. First -- are you familiar with "Cash Advance Inc"? If not, that is a red flag. Second -- gmail email address they are asking you to...

Yes, you are correct. The purpose of appointing a receiver is that the receiver can recover assets that are not protected from collection. For...

This is a tough issue but the fact that Equifax and Transunion managed to figure it out forces me to assume that you have done "the right things"...

You can respond to the suit the same way any individual who is sued here. You can also counter-claim (sue them back, basically, in the same...