Federal Student Loan

The Dept of Education will generally use administrative wage garnishment or income tax refund offset to collect defaulted federal student loans, if...

Is it legal to withdraw my chapter 7 bankruptcy petition, collect my tax refund, and file again?

If you have an attorney you should consult them as to what your legal options are. As a general proposition it's legal to move the court to...

If a credit card company puts a judgemt against you what does this mean and what do i need to do

If the creditor won't accept a reasonable settlement, your only reasonable option may be to file a personal bankruptcy. Consult an experienced...

I filed chapter 13 for $10,000 arrearage on a $93,000 mortgage. I have paid $78,000, are they interest or principal payments?

Since you are in the Southern District of Texas (a "conduit" jurisdiction), your chapter 13 trustee pays your regular mortgage payments as well as...

I can't say if you "really" owe them or not, based on the information provided. If you had an attorney represent you in the personal injury claim,...

Non-dischargeable. Child support or a “domestic support obligation,” as the Bankruptcy Code now defines the term, includes not only a child support...

If you use Section 722 of the Bankruptcy Code to redeem tangible personal property such as a vehicle, the Code specifically says that the...

Portfolio Recovery. Credit Card debt - reporting more than 7 years after the DOLA.

Your question didn't say how much more than 7 years it is reporting, but if it is 180 days or less beyond the 7 years, the item may not be obsolete...

Iis it a crime to hide my car in my garage while I'm waiting for my bankruptcy to come through? ?

I don't know how long you intend on hiding it, but there is a Texas penal statute called "Hindering Secured Creditors," Sec. 32.33 of the Texas...

Can a debt that has been “charged off” be collected on after for 4.5 years?

Our statute of limitations here in Texas is four years, so it may be too late for them to bring a lawsuit against you. Even if it is, they are not...