Is my bank allowed to sell off my mortgage acct while I'm under ch13 protection?

Yes your bank can sell your loan during a chapter 13 if they want. But more than likely it was only the mortgage servicer that changed. A mortgage...

Emergency air ambulance service demanding nearly $50,000 from balance bill after heart attack in Texas. Can't pay. What to do?

I can recall that we have filed personal bankruptcies for at least two people due to lawsuits from air ambulance companies over the years that I...

If I've told a collection company to stop calling me at work and they continue to call, what should I do ?

Yes, if this is a consumer debt, third party debt collectors are legally required by the federal Fair Debt Collection Practices Act or FDCPA to...

I don't believe that they are trying to punish you. Their agreements with the credit bureaus and federal law (the Fair Credit Reporting Act)...

Yes, since you both signed the loan, you both owe the entire amount. They can sue either one of you or both of you for the entire amount. They can...

Will I get some of a refund if I fired an attorney and hired another since I've already made 17 payments?

If your case is that far along, it likely has been confirmed and your original attorney would likely have earned his or her original fee. But...

A holdings company made call and told us they could save our home and we would now make payments to them. we signed agreement?

It sounds like a foreclosure rescue scam. Our firm dealt with one several years ago and it took about a year of litigation in bankruptcy court to...

It's possible to still owe a creditor after the repossession of their merchandise. It's called a repossession deficiency. They repossess and sell...

Can a judgement be passed down to another to collect from you?

Judgments in Texas are generally valid for ten years. The judgment-creditor must take certain steps to collect on the judgment within the ten years...

What can I do to prevent from Collectors calling me?

The previous answers raise good points. If you did not have your own homeowner's or flood insurance that would cover the loss, there may have been...