Trying to find out if you can file Chapter 7 with open civil suits on credit cards. ?

Yes, you can file bankruptcy while there are open civil suits against you for credit cards. It's a fairly common response to the filing of a credit...

Under Sec. 548 of the Bankruptcy Code, bankruptcy trustees may reverse what are called "fraudulent transfers" made by the debtor within two years...

What information should show up on your credit report after Chapter 7?

After a bankruptcy discharge credit reporting agencies can continue to show accurate information concerning your accounts, including any late...

The Texas Constitution and Texas state law provide that current wages are exempt from the claims of creditors (with certain exceptions), so current...

Yes this sounds like a scam. When they threaten that the police are on the way to your house, or that they are filing a lawsuit against you today,...

My yearly HOA dues are $370. I live in Texas. My balance is more than $2000 because of attorney fees. Is this fair?

When you buy a house in a subdivision with an HOA in Texas, you're given a notice at the closing of the sale that there is an HOA and that you will...

How to avoid foreclosure?

If you qualify, one option that you have is to file chapter 13 bankruptcy. If you comply with chapter 13 requirements, it would allow you to stop...

Yes, all your debts need to be listed in your chapter 13 case, and notified that you are filing. If you want to continue with your income-driven...

Will an agreed judgement effect my credit or go on my credit report?

My understanding is that because of new rules limiting how judgments and tax liens can be reported on credit reports, bankruptcy is the only public...

Will a bankruptcy court make you sell your only vehicle if value is approximately $15000. ?

If you file chapter 7 bankruptcy you should be able to claim the vehicle as exempt under Texas law. If your exemptions are allowed the bankruptcy...