Archived
I filed chapter 13 bankruptcy at 9:05 sale time 10:00 am . I saw my house was sold to a beneficiary. What does this mean?
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Answered on December 06, 2012
You must like to live dangerously, such as by waiting until the last minute to try to stop a foreclosure with a bankruptcy filing, and apparently...
My ex-husband filed for chapter 13 bankruptcy and I am the co-owner on the vehicle I got out of the divorce.
John's answer
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Answered on December 01, 2012
Yes, I would recommend that you continue to pay the payments so that you are able to retain the car.
First, you may want to review your...
Archived
Do I need a real estate attorney or a personal injury attorney?
John's answer
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Answered on November 28, 2012
I recommend you consult with your bankruptcy lawyer.
No, just providing for the surrender of the house in the bankruptcy does not take it out...
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I was sued by a law firm for my discover credit card. I need to respond to the summon. Not sure what to say and not to say
John's answer
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Answered on November 27, 2012
Your debt settlement company cannot appear in court for you and represent you. I suggest you consult a bankruptcy or debt relief lawyer right away,...
Archived
We are paying chapter 13 i lost my job and unemployment ran out
John's answer
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Answered on November 05, 2012
You should make an appointment with your lawyer to discuss your options. Here in Houston, the Trustees typically don't file a Motion to Dismiss...
Is chapter 7 bankruptcy the way to go? senior citizen on a fixed income, has a car. she has 5 credit cards totaling $25,000.
John's answer
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Answered on October 24, 2012
If you are unable to pay your bills and qualify for chapter 7, most of my clients are much happier to file chapter 7 and have their bankruptcy over...
Archived
Can a bill collector who purchased a debt sue me and garnish my bank account?
John's answer
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Answered on October 08, 2012
The short answer is yes, a debt buyer can purchase one of your debts, and sue you for it.
That being said, there is a statute of limitations on...
Archived
Why would my lawyer's estimate on the amount of my payment plan under chapter 13 differ so much from his legal assistants'?
John's answer
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Answered on October 07, 2012
An estimate during a consultation can vary somewhat from what the ultimate amount of the chapter 13 plan payment is. In my office, it's based on...
Archived
How many days do i have to file chapter 13 before they sale my house the the mortgage company is trying to do a loan modificati
John's answer
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Answered on October 04, 2012
Yes, unfortunately mortgage companies are often taking a long time to decide whether to approve or disapprove of loan modifications. If you are not...
Archived
I co signed for my uncle's truck at our federal creit union, however my uncle filed for bankrupt protection chapter 13.
John's answer
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Answered on October 04, 2012
I'm afraid that the account will likely show on your credit reports as "account included in bankruptcy" or something similar. This illustrates why...
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