Do I need to file a will that is 7 years old id I am named an heir?

Yes, you could borrow or withdraw the money from a retirement plan to pay the delinquent property taxes, and that may be the best option. But you...

There is a judgement against us, if we die does the bank get the insurance money or does it go to the beneficiary on the policy

Insurance proceeds pass to your beneficiary, not your estate, unless you fail to name a beneficiary or your beneficiary predeceases you. You may...

What can I do about a repossession that is 2 years late?

It's not unusual these days for creditors to delay repossession or foreclosure. And they are not going to warn you when they are going to come. If...

HELP! I lost my job, my ch 13 case was closed due to me losing my job, my car was repo'd this morning

If you could get re-employed quickly, you could re-file a chapter 13 and then demand return of the vehicle. You still own it until it is sold....

After a creditor froze my bank account from a 15 year old debt, what should my next step be?

Yes, the divorce decree cannot change your liability to your original creditor. If your ex-husband doesn't pay, they will (and did) pursue you for...

Student loan question

So long as it is a federal student loan, yes they can do both. There are options to come out of default, such as rehabilitation of the loan, by...

Bank of america has sued me for defaulting on a credit card debt. (it was disputed). process server left papers on door

I don't know of any requirement for a process server to put the legal papers in an envelope, or mark them personal and confidential. If it was...

TEXAS BANK SECURED AUTO LN. WITH A PARENT AS A COSIGNER. THE SON FILES CHAP 13 - RETAINED NO CASE # YET. THE COSIGNER IS STILL

Once the case is filed, there is a "codebtor stay" that protects cosigners, so long as it is a consumer debt. See Section 1301 of the Bankruptcy...

Can I have a lawyer read my letter and how much would it cost?

Attorneys charge different fees, there is no standard fee for such a service. If you have other debt problems such that you wanted to come in...

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Car repossessed about 7 yrs ago also about the time i filed chapter 7, now receiving calls from a collector

If the debt that you owed the finance company was included in the bankruptcy and not reaffirmed, it was discharged in the bankruptcy. If the...

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