Personal loans unpaid??

If the "personal" loans are payday loans, they will certainly call and try to collect. We have had them show up at clients' home or place of...

What happens after my case has been dismissed?

It may be possible for you to file a new bankruptcy, so long as your case is dismissed "without prejudice." The automatic stay would only last for...

I have student loan debt from Pa. Per-Rec threatened wage garnishment. Will they be able to take it from my bank account?

I'm not sure that I 100% understand your question. But federal student loans can use Administrative Wage Garnishment to seize your wages, without...

I have heard that IRA's are exempt from lawsuits. Is this correct?

Yes, under Section 42.0021 of the Texas Property Code, IRA's are exempt from creditors and cannot be seized to satisfy a judgment for debt.

Can I file for chapter 7?

I think it would be wise for you to get a second opinion. There is not enough information in your question to know how to answer it. If you are...

Can personal bankruptcy relieve me for the business debts?

Personal guaranties of business leases are dischargeable in bankruptcy, as much as any other unsecured debt. It's a big reason many small...

Cash advance before bankruptcy?

If you incur a debt without the intent to repay, worst case that particular debt could be held to be non-dischargeable in a bankruptcy. Frankly, I...

We were recently sued, though we have filed "general denial" are we protected if we file bankruptcy?

The filing of a bankruptcy causes the "automatic stay" to come into effect, which can protect you from creditor lawsuits. However, you should...

Yes, I don't understand either how you would have paid taxes on a debt that was not yours. If you receive an incorrect 1099-C, there is a procedure...

If a credit card co knows you will be forced into bankruptcy , where they get nothing, if they do not accept your payment plan,

If you are still dealing with the credit card company or bank itself, I doubt if threatening bankruptcy would make any difference to them. They...