Filing Chapter 13 in Texas. Spouse has Canadian credit card. Does it have to be included?

By signing the bankruptcy documents, you and your wife are swearing under penalty of perjury that you are listing all of your creditors. So yes, it...

I own nothing and have hospital debt, would bankruptcy be an option? If so, what type?

Since you are here in Texas, I do not see the reason to file a bankruptcy unless they file a lawsuit. I rarely see lawsuits for medical-related...

Once I sell a home that is in an active Chapter 13 case... Am I required to stay in the same state?

This has become a very tricky area of law since the 5th Circuit Frost decision in 2014. If you claimed your home as exempt under the Texas...

How to file bankruptcy

You may or may not qualify to file chapter 7 or chapter 13 bankruptcy, depending upon your income and other factors. But yes as a general rule,...

Why am i having to make so many payments. is this even legal?

The law says that the court cannot approve a plan that lasts more than 60 months, not necessarily that the plan cannot go on for more than 60...

There is legal authority that says that chapter 13 debtors are not only allowed, but required to provide in their plans for payment of interest...

If I file bankruptcy can IRS lien and abstract of judgment go away, would bankruptcy get rid of these two problems.

This is too much to answer in an online forum like this, and there is not nearly enough information provided to determine if you are even eligible...

What are my options for establishing a payment plan with the IRS if an offer in compromise is not available?

The offer in compromise is the only way the IRS can settle for a lesser amount, and you indicate that you do not qualify for that option. But...

Am I liable to pay my attorney his entire fee in Chap 13 if it is dismissed early?

If the court allows the fees, yes you would be liable to pay the attorney the entire fee. You have the right to object to the fee if you have a...

How do I dispute this?

If the judgment was granted after the filing of your bankruptcy, then it would be in violation of the automatic stay, and you should be able to...