I agree with the other attorneys that have commented. Don't pay them without a written agreement. And send them checks (or money orders)...

Am I legally obligated to take care of a debt in the state of Texas older than 4 years since my last payment was made?

Here are a few deadlines that apply in your situation. 4 YEARS. A creditor has 4 years to file a lawsuit against you from the time you default...

Most likely, the spouse will not be named in the lawsuit. The attorney that responded previously is correct: with Texas being a community...

I received a Judgement creditor's first set of written discovery letter, it has no amount owed listed anywhere In the paperwork

When a creditor gets a judgment against you, it is allowed to do "post-judgment discovery" which is usually designed locate your assets so that the...

Repossessed Car in Chapter 7 bankruptcy in Texas

Yes, the deficiency balance will be discharged in your chapter 7.

It is permissible for Capital One to file a lawsuit against you if you defaulted on a credit card with them. If you do not fight the lawsuit or...

Over drafted bank account collection?

I would really like to see that letter. If it says what you say it says, then you have a strong Fair Debt Collection Practices Ace (FDCPA) case....

I'm going to assume in my answer that you took out a payday loan and didn't pay it back. If you actually purchased something and paid with a...

Are these statements valid to argue a request to erase a derogatory mark off my credit report and get rid of the said debt?

Here are a few things you can try that may help with your situation. 1. Object to the item in writing. Write a dispute letter to the credit...

Can I get my car back from a daughter. It is titled to me and no agreement as when it would be return

If the vehicle is titled in your name, you can just go pick it up. You should report to the local sheriff's office or police department that you...