I have a veichle under my name and I have a car title loan on it I don't drive it...someone else does..

Yes, if you own a car and you use the car as collateral for a loan and you fail to pay the loan, then your credit may be impacted. More details of...

Can I take legal action against Farmers Insurance Group?

As Mr. Harrison pointed out, if you send Farmers a letter certified mail, then you may be some luck at being able to speak with someone that...

I am self employed and ins. co. is requesting my full schedule c for proof of income on a lost wage claim. is it gross or net?

As Mr. Harrison pointed out, if you are claiming lost wages, then you have to document that loss in some way. You may be operating at a "loss" as...

I'm the owner of a large whole life policy in Texas. Is it OK to change beneficiaries during a divorce?

I agree with the two responses above. It depends on a number of factors and you should consult with a family law attorney to discuss the best way...

Policy Limits with at-faults Ins and your insurance..?

As Mr. Legrand pointed out, you need to be very careful. Texas laws are heavily in favor of insurance companies right now and the slightest...

Can I sue for personal injury due to falling in a parking lot at my apartment complex.

I agree with Mr. Harrison. These are difficult cases and depend heavily on the facts, which are hard to evaluate through this website. I...

Is commercial insurance affected when a private auto establishment works on a vehicle without proper inspections on it?

I don't fully understand your question, but I can tell you that the commercial liability policy will be governed by the contract between the...

Can they sue me ...

Yes, they can sue you if you were at fault. If there is coverage for you under the owner's policy, then the insurance company will hire a lawyer...

Can vehicle damage be claimed against another's insurance company if the unfaulted driver was not insured?

Yes, you can recover against the at-fault driver even if you did not have insurance. In Texas, there are no limitations on your ability to recover...

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Is it a law to require a full series X-RAY before a simple dental procedure, even if so show me the law in its written form

I'm not aware of a law, but it is probably good practice for a dentist to take x-rays if you are a new patient. I would suggest you find another...