Archived
I put up some jewelry and tv's for collateral on a loan. I ask them about giving them the collateral.
Helene's answer
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Answered on July 17, 2012
If you file for bankruptcy, you could file what is called Lien Avoidance. Non purchase money. Different if you bought new jewelry or tv. That is...
Archived
Chapter 7 bankruptcy. Where in the distribution of funds for the sale of a home, does the Homestead Exemption kick in?
Helene's answer
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Answered on July 17, 2012
Do you have to sell?
And why did the trustee choose the value?
Get an opinion from a bankruptcy and perhaps even a real estate attorney asap.
Archived
My ex asked me to reimburse her for medical payments/co-pays/insurance, do i pay her directly or send payments to clearing house
Helene's answer
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Answered on July 17, 2012
Do what the Decree orders you to do. If by clearing house, you mean the state agency which collects and disburses child support, better to go...
Archived
My daughter signed my name for two private student loans she is in default and the loan people are coming after me.
Helene's answer
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Answered on July 17, 2012
Well, maybe she did not sign your name, but someone else? Check with a criminal lawyer for fraud in SC. Usually creditors will have you fill out...
Archived
Can an individual redeem property still in their name after bankruptcy when bank doesnt foreclose and house goes for tax sale?
Helene's answer
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Answered on July 17, 2012
Wouldn't that be great. Congratulations. You may have won the lotto! But checking your state laws is critical. Get a legal Indiana opinion asap.
Archived
Can I file bankruptcy, as an individual, and have the bankruptcy not effect my wife's excellent credit?
Helene's answer
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Answered on July 17, 2012
You will be required to reveal all assets, including your community interests in her things also. Credit reporting agencies can report your...
Archived
What can be done about potentially unfair damage charges made to a credit card after a W-hotel stay in Washington DC?
Helene's answer
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Answered on July 16, 2012
Dispute the charge with your credit card company. If they decline, take it up with small claims. Tough because you are out of state.
Archived
I recently found out that 20 years ago someone forged my signature and took out a student loan in my name.
Helene's answer
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Answered on July 16, 2012
When you knew or should have known usually determines when a limitation of time runs out. Probably tough to prove that for some reason that you...
Archived
Bank of America could not honor my credit card dispute. Anything I can do?
Helene's answer
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Answered on July 16, 2012
Report him to the Better Business Bureau, too.
Archived
How long do i have to file charges for elderly abuse after the incident happends
Helene's answer
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Answered on July 16, 2012
Yesterday would not have been soon enough. Absolutely press charges, and report the sister that put her out to the state authorities so she can...
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