I filed Chapter 7 bankruptcy on 8/30/2012, but my wage garnishment is still coming out of my paycheck.

Give your payroll department the Notice of Automatic Stay from the federal court. Whatever you received showing that you filed. Most companies...

CAN THEY GARNISH MY WAGES AND TAKE MY TAX REFUND?

Student loan collection powers are very broad. In Texas, they can stop your license renewals for example, law, or real estate, etc. Will look at...

Underwriting for a Loan

We all suspect it is a closely guarded secret. It's like the recipe for Coca Cola. Then no one can copy it or use it. You might want to request...

Can a debt collector threaten to garnish your income tax to a pay debt. If there was a court judgement against you?

The 1099 they are referring to, is the forgiveness of debt. Say your credit card was 10,000 and you settled it for 2,000.00 When the company...

Calculates the Means Test, presumption of abuse issues, to see if you qualify to stay in the Ch 7, or whether the trustee will move to move you...

My aunt was the victem of elder abuse by someone who induced her to add him to the title of her home.

Call your local police agency also. They should go after him on criminal charges. Your civil lawyer should know how to remove his name from the...

I forged my x's name on a credit card

After speaking with criminal lawyers, maybe speak to your ex, but you did not say you have stopped paying? Keep paying it. Pay it off. Close the...

Is unemployment benefit and Roth IRA withdraw money safe or exempt from judgment creditors and Chapter 7 filing?

So many times clients come to me after spending all they have. When in fact, they could have saved much of their retirement, unemployment etc. ...

Protect you, or your sister. Probably cannot do both. Maybe think about helping her to restructure the loan, or help her make payments. If you...

Summoned for court ref: credit card debt under $5000.

Most lawyers have an hourly rate. It does not depend on how much you owe, but the time it takes to fix your problem. Give a few more lawyers a...