Archived
Can the IRS attach my Social Security Disability payments?
Helene's answer
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Answered on September 18, 2012
But don't wait to get help.
Archived
If a credit card company issues a credit card to one person under one name, then under another, is that a potential law suit?
Helene's answer
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Answered on September 18, 2012
Suing the credit card company is really not needed. Most of them will correct the problem if she signs a complaint, or an affidavit with them,...
Selected as the best answer
Archived
Is it safe to cash out a life insurance policy after my 341 hearing, but before the bankruptcy is discharged?
Helene's answer
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Answered on September 18, 2012
Probably so, but call your lawyer, then get the trustee's approval, if they want it, if this is Chapter 7, just so that there are no problems down...
Archived
Do i have to pay if the collections department has my name wrong?
Helene's answer
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Answered on September 18, 2012
Unless the time period for collection has expired. In Texas it is 4 years, but you need to speak with an Ohio lawyer, the sooner the better. It...
I received a civil action summons for a credit card debt. My husband supports me. What do I answer. No matter what I can't pay.
Helene's answer
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Answered on September 18, 2012
Get some type of answer on file immediately, preferably after you speak with an attorney. You might try a low cost legal aid clinic. Many large...
Archived
Are DLSE fines and citations dischargeable in a bankruptcy?
Helene's answer
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Answered on September 17, 2012
Not usually.
Archived
In chapter 7 reaffirmation, does the joint-debtor sign reaffirmation docs even though she is not on the car loan?
Helene's answer
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Answered on September 17, 2012
Never. You signed originally, not her. Keep her off the papers. I would not sign either, if I could get away with it. Try to not sign because...
Archived
My car was siezed due to a credit card billI didnt pay due to I became disabled and the money wasnt available
Helene's answer
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Answered on September 17, 2012
Slow down. And start from the beginning, and tell us what happened.
You are not actually sued until you are served with papers from the Court? And then you have 20 days to answer - correct?
Helene's answer
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Answered on September 17, 2012
Depends what notice, from whom did it come? And yes, but read closely. MONDAY next following expiration of 20 days. (I presume Texas...
Archived
If I signed a Reaffirmation Agreement with my creditor, is the creditor required to remove the bankruptcy from my credit report?
Helene's answer
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Answered on September 17, 2012
Does it say account included in bankruptcy? Or does bankruptcy language just appear. Exact language needed before anyone can answer.
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