A non-real estate, non-written debt was incurred and a verbal promise was made to repay.

The statute has not run. So the short answer is yes, the debt can still be collected.

Civil judgement from a creditor; unemployed; no assets; no bank accounts or saving; mortgage 8 months late; what are my options?

Eventually, you will want a bankruptcy. Yet, at the current time, you sound like you are judgment proof. They can get a judgment but it sounds...

My husband was fired from his job he has held since 1988.

Go ahead and file for it. It will be up to the employer to dispute it.

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Credit Report contains address from Original Creditor which is outdated - FCRA Violation?

This is at most a technical violation. By pointing this out, it will not get you very far.

What can I do if a collection keeps calling my phone for a relarive who does not live at my address?

Send the collection agency a cease and desist letter. I also recommend sending it return receipt with a signature. That is the little green card...

I have alot of debt. and due to changing jobs i do not make much money now. A judgement is in progress against me.

You sound like a good candidate for Chapter 7 bankruptcy. Go speak to a local bankruptcy attorney. Most offer a free initial consultation and can...

Should I try and fight a 1200 dollar energy bill that I know isn't mine?

That is most likely well beyond the statute of limitations. First this is to send a debt verification letter. I suspect they have no information.

How to get justice if I can prove someone committed perjury in a criminal trial

Take this to the prosecutor. This is their job.

Bankruptcy and 1099-C. Can banks still issue 1099-C after filing for Bankruptcy?

After your debt is discharged, there should not be a valid 1099-C. A 1099-C is a cancelled debt and a creditor cannot cancel a debt you do not...

A collection agency took money out of my bank account without any kind of warning or authorization from me

To get a bank account garnishment, they would have to get a judgment. I am sorry for your situation but this is probably within their rights.