Archived
Can I settle a housing debt so that it does not appear on my credit and if so how? Do I need a special lawyer or anything?
Alexander's answer
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Answered on April 10, 2010
Even if you settle the debt and the creditor agrees to remove it from your credit report it will probably not go off the judgments section because...
Archived
Any recourse for debt owed from 7 & 8/2009?
Alexander's answer
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Answered on April 10, 2010
Contracts can usually be oral. You should consult a lawyer, but due to the small amount it is probably more economical to file in small claims...
Archived
In Texas, can debt be collected by the IRS through a joint checking account in which only one person was responsible for?
Alexander's answer
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Answered on April 10, 2010
Do you have your bank account agreement? Usually most banks make both account holders joint owners of the account so the answer will probably be...
Archived
Shared utility bills fair?
Alexander's answer
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Answered on April 10, 2010
You need to find a local lawyer that specializes in landlord tenant law. Make sure to bring him or her your lease agreement because that will be...
Archived
Being harassed by Collection Agency over unpaid, disputed utility bills in 2002. I am currently unemployed.
Alexander's answer
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Answered on April 10, 2010
Also please note that if the debt collector qualifies under the Fair Debt Collection Practices Act you may be entitled to $1,000 without proof of...
Archived
Being harassed by Collection Agency over unpaid, disputed utility bills in 2002. I am currently unemployed.
Alexander's answer
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Answered on April 10, 2010
Check with a local attorney in Washington state about statutes of limitation. I would like to recommend Jay Jump. 2002 sounds awfully old to me.
Archived
Would money from a personal injury settlement be considered income when using the Means Test for filing Chapter 7.
Alexander's answer
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Answered on April 10, 2010
In situations like this it is often better to file Chapter 13 because in that Chapter you can keep all of your property and the means test matters...
Archived
A Motion to Lift Stay has been filed. How do I stop this so that I can reaffirm the debt? What do I need to file?
Alexander's answer
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Answered on April 10, 2010
You definitely need to talk to your attorney. There are a number of options for secured collateral in Chapter 7 actually six if I count them all,...
Archived
I filed for Chapter 7 Bankruptcy separately, will creditors come after my soon to be ex- wife?
Alexander's answer
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Answered on April 10, 2010
You deifnitely need to hire a bankruptcy attorney. Hire a member of NACBA the National Association of Consumer Bankruptcy Attorneys such as Ike...
Archived
Chapter 7 Bankruptcy
Alexander's answer
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Answered on April 10, 2010
You can only file in your own name. Even if you have a power of attorney that ends upon death. It is important to hire a probate lawyer to...
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