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Chad Dawson Elrod

Foreclosure Attorney at Houston, TX

4.5   8 reviews

About Chad

Learn Chad’s areas of practice.

Practice areas
  1. Foreclosure
    If you obtained a home loan between 2000 and 2008 you may be entitled to a loan modification or damages based on the rampant bank fraud that took place during the housing boom. We can use the bank's wrongdoing to potentially stop foreclosure/eviction and keep you in your home or simply use their mistakes as leverage to force them to modify your loan to an amount you can afford. Don't give up without a fight. Don't leave your home, call us today to see if your loan qualifies for our program.

    12 years

  2. Credit repair
    Don't File For Bankruptcy! See if you can restore your good name first with our lawyer-driven credit repair service.

    14 years

  3. Debt settlement
    We can help you settle your debts for the lowest amount possible, and defend you against creditor lawsuits.

    14 years

  4. Securities and investment fraud

    12 years

If you have fallen behind on your mortgage, if you are facing foreclosure, have a reverse mortgage, home equity loan, tax debt, or Homeowner's Association Dues that are past due you could lose your home.  If you fall into one of these categories then you will likely be approached by people wanting to buy your house for cash.  BEWARE!  These people are looking to pay well below fair market value thus causing you to lose the valuable equity you've built in your property. With the proper filings your foreclosure could be temporarily stopped, your loan audited for accuracy, and a plan can be developed to help you to stay in your home at an affordable rate.  If that is not an option based on your circumstances, we can help you cash out the maximum amount of equity without causing any further damage to your credit all while preparing you to purchase a new home as soon as possible. As an a reserve Army JAG attorney, cash investor liason, and expert in this subject area, I work with attorneys, clients, reputable investors to keep homeowner's American dream alive. Good luck, however, remember that time is not on your side and preservation of your home and equity are our number one priorities.  Don't hesitate to call for free advice and veterans and their dependents receive 

Licensed for 14 years
State TX
Status Eligible to Practice in Texas
Acquired 2008
Updated 10/23/2022

We have not found any instances of professional misconduct for this lawyer.

Contact Chad

Chad D. Elrod, Attorney at Law
7941 Katy Freeway
Houston, TX, 77024


4.5 / 5.0
  8 customer reviews
5 Star
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1 Star
Posted by Jeremy | February 16, 2018
This review is from a person who hired this attorney.
| Hired Attorney
Good attorney and better human being.
Chad and his associates represented us in a frivelous scam by a luxury car rental company that illegally and unethically took our money (Scam) I won't say the luxury car company name though i should but Elrod defended us even though it was a small money lawsuit and it was very time consuming. We won due to Chads professionalism and diligence. I would recommend him for anything.
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Posted by Rudy | July 24, 2014
They saved my Home!!!!
Words cannot express the gratitude I have for the Jackson & Elrod Law Firm. Their investigation revealed detailed events which were instrumental in my fight to save my home. The case they presented on my behalf ultimately resulted in reversing the threat of foreclosure on my house and lowering my monthly mortgage payments by 30%. They also played a key role in preventing the foreclosure from showing up on my credit report by ensuring that all recorded documents were removed as if they never existed. I don’t know where me and my family would be today without the help of Jackson & Elrod Law Firm. I feel like they’ve not only given my family our home back, but they’ve given me a new lease on life. Thank You Jeff Jackson & Chad Elrod! You guys are the best!
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Posted by Francisco | May 29, 2014
Chad Elrod saved my home!
Chad Elrod and his team of attorneys saved my home from foreclosure and got me a loan modification that left me with equity in my home. They took me from nearly being homeless to being able to sell my house for a profit and move to a new home.
Posted by edward.casanova0520 | December 21, 2012
The greatest lawyer I know
Mr. Elrod helped a friend of mine and we were all impressed by his professionalism and extensive knowledge of the law. He succeeded with a favorable out come for his client and did it all while being friendly and respectful.
Posted by Chris | September 15, 2011
Chad handled my divorce settlement/child support reduction.
Chad was very professional and a fighter in court and I would recommend him to anyone. I was able get my visitation I wanted with my kids despite my ex trying to stop me. Chad was always there when I needed him
Posted by sergeopatoka | August 18, 2011
Mr. Eldrod is a very professional attorney and understands your needs in order to solve your case for the best outcome. I am extremely please with the outcome and his professionalism.
Posted by Paul | October 18, 2010
My future in his hands..
Needed help with getting my life on track, He took care of everything and now im buying a house, hope he can do the same for you, i had no hope thought i would always rent forever, i just wanted better credit for the little things... Thanks Chad
Posted by Martin | December 15, 2014
Very dissatisfied!!
I entered into a contract with Jackson & Elrod LLP (the "Firm") in November 2013, in reference to gaining legal assistance with my mortgage, which had been exposed for fraudulent activity. At the time, the firm stated they could assist me in working with the lender, and modifying my mortgage to a manageable rate. The firm is based out of TX where I am from IL. The firm is not licensed in IL, although, continued to give me legal advice(find out later this is illegal). The first retainer fee of $5,950 was paid to the firm on 12/22/13. The agreement was to pay the firm a $1,500/mo retainer fee during the litigation and mitigation process. At the time I retained the firm, I was up to date on my mortgage payments. Following an audit of my mortgage in Jan-Feb ‘14, I spoke with a subject from the firm, who identified himself as Chad Elrod. I raised the idea of no longer paying my mortgage, as the audit stated I technically did not owe the current mortgage company anything, nor could they foreclose on me. Elrod agreed with this decision. I continued making my monthly payments to the firm. After nearly 60 days of no contact with the firm, I called to get an update of how the case was going. It took 3 calls for someone to call me back. Eventually, I spoke with Mr. Elrod. Elrod stated to be patient, as it takes time for these cases to be figured out. In May ‘14, I again contacted the firm. I requested a statement of where my money is being spent. The firm could not provide me with an accurate document to show this. Elrod admitted that my case "slipped through the cracks", although, Elrod stated he would make it right. Elrod then stated he would suspend the payment until further notice, due to confusion by both parties. In July ‘14, money was attempted to be deducted from my account without notice. Elrod and I had many conversations, none of which concluded anything, as to why he needed more of my money. Elrod stated, for the sake of confusion, again, to charge me $750.00 in August and then resume $1500.00 monthly payments. At this time, local counsel (licensed in Illinois) was assigned to me after 8 months. Local counsel could not produce a case relevant to my county after 4 months. After paying $15,750 to Jackson & Elrod LLP, I enter into foreclosure next month, and hope it is not too late to save my house. Elrod offered a refund of $2000.00 and advised it was "not open to negotiation". I literally have nothing to show for $16,000.00, and I'm sent and offer in exchange for my signature to release Jackson & Elrod LLP from any lawsuit. Being a military veteran, and witnessing many veterans get taken advantage of over the years, I never thought it would happen to me. Thank you and God Bless.
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Response from Chad Elrod January 2, 2015
This client abandoned our representation in the middle of two cases after attending a seminar put on by a charlatan attorney attempting to take his money and call us a fraud. He was represented by our local counsel JD Haas from the start and many of his accusations are factually inaccurate and outright deceptive. We represented this client with the utmost professionalism and courtesy and he decided to take advice from a less than reputable attorney that prompted him to file a complaint with the state bar of Texas. The State Bar quickly dismissed his complaint so he felt he would attempt to slander me by simply posting his unfounded complaint to my Avvo profile. My work speaks for itself and if you're not in it to win it or will be swayed by somebody promising a bill of goods they cannot deliver after hiring us we would prefer you take you business elsewhere. Sometimes standing up to the powerful banks requires time and money but results are what matters. I am always here to answer any questions you may have about our firm and how we represent our clients. Finally, as a JAG attorney in the Army I resent the notion that I would ever take advantage of a veteran. The very nature of foreclosure defense precipitates the representation of some people who simply don't want to pay their bills and are eager to attempt to extort our firm when prompted by unscrupulous property investors. Due to these types of clients, our firm is now only looking to represent honest hardworking Americans that are unwilling to attempt to game the system to their advantage and are simply looking for the justice they deserve.
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  • Free Consultation 20 minutes
  • Retainer Sometimes
Payment methods
Cash, Check, Credit Card


AVVO RATING 7.8 (Very Good)

Work Experience

  • Principal
  • Chad D. Elrod, Attorney at Law
  • 2016 - Present
  • Attorney
  • Texas Army National Guard Judge Advocate General's Corps
  • 2014 - Present
  • Partner
  • Jackson & Elrod, LLP
  • 2010 - 2016
  • Associate General Counsel
  • William B. Portis, Jr. & Associates
  • 2008 - 2010
View all work experience


  • South Texas College Of Law
  • JD - Juris Doctor
  • 2008
  • University of Houston
  • Bachelor of Science
  • 1999


  • Bridge to Eden Non-Profit
  • Director
  • 2011 - 2016

Languages Spoken

  • English
  • Spanish


  • Army Achievement Medal
  • United States Army
  • 2017

Speaking Engagements

  • Texas Bar Certified CLE
  • Mortgage Securitization and Quiet Title
  • 2013

Attorney endorsements

Received (6)
Given (17)
Foreclosure Attorney | Aug 04
Relationship: Fellow lawyer in community
"Mr. Elrod is an extremely knowledgeable attorney who provides consistently excellent advice to Avvo users."
Foreclosure Attorney | May 01
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Foreclosure Attorney | Jan 31
Relationship: Worked together on matter
"I endorse Chad Elrod. He is a savvy lawyer who listens to his clients and develops his litigation strategy based on what matters to them. He is astute and intelligent, capable of handling simple and complex cases but never lacks for the most important thing--- common sense."
Foreclosure Attorney | Dec 20
Relationship: Worked for lawyer
"I endorse this lawyer."
Foreclosure Attorney | Nov 28
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Credit repair Attorney | Sep 15
Relationship: Co-worker
"I endorse this lawyer."
View more endorsements
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