Archived
Filed chapter 13 in 2009 on unsecured debts (credit cards). In 2012, our bank (new name) put mortgage and credit line in 13.
Peter's answer
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Answered on October 29, 2012
There is no explanation for the delay in credit reporting, other than you have benefited from 2005 to now, without a negative report about filing...
Archived
Can you appeal a credit card judgement?
Peter's answer
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Answered on October 29, 2012
An appear can be timely filed, but with the facts in your inquiry, and you would have to show good reasons to do so, which your inquiry really does...
Archived
Am I responsible for unpaid hospital bills my husband accrued before we were married?
Peter's answer
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Answered on October 29, 2012
Unless you signed agreements to be responsible for the debt, which is unlikely because your inquiry stated it was before your marriage, then you...
Archived
I have been advised by two lawyers that I cannot include my first mortgage in a chapter 13 reorganization. Is this true?
Peter's answer
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Answered on October 29, 2012
A mortgage debt must be listed in a bankruptcy, by the person who files bankruptcy.
Perhaps you should get another opinion, from an experienced...
Archived
A golfer hit my van 2 times with his golf ball. Can I make him pay for the repair of damage? (2 dents)
Peter's answer
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Answered on October 25, 2012
You can sue in small claims court, provided it has not been two years since the incident before a lawsuit is filed.
Small claims court does not...
Archived
If i file for bank rupthy do i lose my house my husband is sick and on dialysis we have lived here for 40 plus years
Peter's answer
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Answered on October 25, 2012
You are not likely to lose an exempt property such as your house, just because you file bankruptcy.
If you do not make payments on the mortgage,...
Is chapter 7 bankruptcy the way to go? senior citizen on a fixed income, has a car. she has 5 credit cards totaling $25,000.
Peter's answer
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Answered on October 24, 2012
The facts of your inquiry are all too common, and indicate there is no way to repay this debt from income or assets.
All the assets appear...
Archived
When you file a chapter 7 bankruptcy and have a auto title loan you took out online do you still have to make that payment
Peter's answer
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Answered on October 23, 2012
A property secured lien on a vehicle has to be paid, unless you surrender the vehicle, thereby discharging the debt with your chapter 7...
Archived
Does my car loan creditor have to release title to me at discharge or closure of my bankruptcy case?
Peter's answer
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Answered on October 23, 2012
Check with your bankruptcy attorney, as to when the case will be closed, which in my districts will be shortly after the chapter 13 trustee, or...
Archived
I need help filing an answer to a summons for collection on credit card debt for Los Angeles Superior Court.
Peter's answer
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Answered on October 23, 2012
You should confer with an experienced debt defense attorney, and if you have no funds, contact a legal aid clinic, a local law school, charitable...
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