Archived
The deadline to file PoC on my GMAC mortgage is fast approaching & I'm not sure if I need to file it. Still can't afford lawyer.
Peter's answer
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Answered on November 06, 2012
You appear to be a creditor, and a contracting party with GMAC, in their chapter 11 case, so review any materials you are sent for specific...
Archived
My wife has about 17,000 in credit card debt on one card, the only debt she has.
Peter's answer
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Answered on November 05, 2012
If your initial settlement offer is refused, perhaps the credit card folks will make an offer to her, or you can reach an agreement sometime during...
Archived
Too late to dispute a collection after two years?
Peter's answer
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Answered on November 05, 2012
Since you have paid it, it is likely too late to dispute the debt.
Archived
Do we have recourse against a bank that continues to contact us about property we put in a bankruptcy?
Peter's answer
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Answered on November 05, 2012
A few more facts would be helpful to know, such as, are you being contacted to pay on a debt that was discharged in bankruptcy?
If the property...
Archived
Two years ago, I transferred my two properties into my son's name but the mortgage is in my name. If I file bankruptcy, can
Peter's answer
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Answered on November 05, 2012
The bank has a lien because you are on the mortgage.
The remainder of your questions require an analysis by an experienced bankruptcy...
Archived
Chapter 7 Bankruptcy question
Peter's answer
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Answered on October 29, 2012
If you fail to pay on the motor home lien, it may be repossessed, even in bankruptcy.
There may be a limited fact situation, in chapter 13 to...
Archived
We are thinking of filing bankruptcy. We have a disney timeshare that we want to include. Are we still liable for maint fees?
Peter's answer
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Answered on October 29, 2012
If you are thinking of filing bankruptcy, you should confer with an experienced bankruptcy attorney to review your entire financial situation,...
Archived
Not actually owner of credit card and was reported on my credit report..
debt $ 22000..
Peter's answer
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Answered on October 29, 2012
If your question is what should you do, you should continue to dispute your liability for a debt which is not yours, which was a part of your...
Archived
I am in the processing of entering a loan rehabilitation program with a collection company. Is this form ok to sign?
Peter's answer
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Answered on October 29, 2012
You should do a lot of research, on the company and your chances of success from others who have paid and participated in such a program, before...
Archived
Is this a Fair Credit Reporting Act violation?
Peter's answer
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Answered on October 29, 2012
If the report was verified at a date, and if that date is accurate, and there is no incorrect information reported, the report appears accurate,...
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