Do I have to report my parent's income on my chapter 7 forms if I still live with them?

If you are without income, then you likely receive family contributions, which is considered other income, to help support you. Your dad's total...

Filing bankruptcy as pro-SE.I have already spoken to a lawyer regarding this matter. I did not get the correct answers.

You would benefit from having the assistance of an experienced bankruptcy attorney, to assist you in bankruptcy, because there are many issues,...

What are the legal/proper pieces of validation of debt given to you by collector?

In practice, there is usually little evidence provided to a debtor, by a debt collector, in a validation process request. The debt collector...

If i ask a collection agency to verify and validate over the phone says they will send it but don't is that a violation fdcpa

Once litigation is filed, the applicable rules to discovery will take over, from the debt collection laws. You should confer with an experienced...

I have credit card debt that is unsecured can my accounts be garnished if it is a joint account

No, if the credit card was not in your name to begin with, there will likely be no garnishment of your savings account. Yes, if there is a...

Im about to go to a Chapter 7 Bankruptcy hearing in October. I have also recently been approved for modification. Can I get both

You should confer with your bankruptcy attorney right away. The present modification rules allow both loan modification and bankruptcy...

If you are married, can you file bankrupty without involving your spouse?

One spouse can file bankruptcy without the other. As my colleague has said, there will be information required about your spouse, specifically...

The answer to your inquiry likely depends on determining additional facts. Since a home equity loan has no personal liability, the home is the...

Back in 1997 I cosigned a $6000 student loan for an ex girlfriend. Since then I have been in a motorcycle accident and now on a

Generally, a creditor can go after whoever is liable on a debt, which may translate to be, who is the easiest person to locate, or some other...

Chapter 7 Bankruptcy

If there is a reason for review, trustees in my districts routinely ask for a year of banking and/or credit card records before filing. You...