I received a call from a debt collection attorney today. This debt was sold to this law firm. I live in Texas

Social security is exempt from most types of collection, as is your exempt property in Texas. Most property is likely exempt, because Texas has...

Several years ago my brother loaned me money because I became disabled. I am finally in a position to repay him.

Since income is reportable when received, the payments can be spread over different tax years, so it is not received all in the same year. The...

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I disputed a charge on my credit report a year ago and it was removed, can they try to collect on it again now?

A creditor can keep trying to collect a debt, as my colleague has said. If your mom keeps accepting mail for you, it can be presumed by the...

Can Chase file Deficiency on a foreclosed home in Jan 2010, after we filed Chpt 13, but have just gotten our case dismissed?

The chances that an unsecured creditor, such as Chase, will file now for a deficiency, after dismissal of your chapter 13, is not predictable, but...

How can i find out who i owe and who i named on the bill that will pay if i cant?

The usual starting place to identify your creditors, is to review your most recent credit report(s). If debts have been sold to debt buyers, it...

Can I file for bankrupsy if the only debt i have are state and federal taxes

More information is needed to determine if you are eligible, or should file for bankruptcy. Just owing a debt to one or two creditors is often not...

DRS Associates -MS. Ward has called me and my job threatening with police to collect on a judgement from 8/15/2006 -not aware of

Collection tactics you describe give the industry a poor reputation, and may be violations of debt collection laws that provide you a basis to sue...

Can I use a Power of Attorney for my wife so that just one of us has to show up at the creditor's meeting?

The bankruptcy rules require appearance of a debtor for their creditor meeting, subject to being excused for good cause. The nature of...

Since your inquiry states you are being sued, you should have an experienced debt defense attorney represent you, and to evaluate these apparent...

Can i file for bankruptcy without it affecting my father?

As my colleagues have said, the question of exemptions should be determined, as to the house. More information is needed to see if your filing...