There are no limits related to a bank garnishment in Texas. There is also no indication of when an account will be garnished. Creditors serve...

If a lien has been placed on my home and I am selling it is the equity I have in it protected by my homestead?

It sounds like you need to file a partial release of lien so your homestead can be released from the judgment. The title company will likely not...

I have been sued by midland. This is a Dillard's card.

If Legal Aid refused to help it may be because they determined that you did not qualify for free legal services. Usually it's because you make too...

Is there a statue of limitations for a debt owed a merchant?

The statute of limitations is 4 years to collect debt in Texas. This is a defense that must be proved by you by more than 50%. The clock starts...

In Texas, a collection agency bought a written off acct from a merchant I owed,can they collect in court from me?

Yes there are defenses. Getting the case dismissed in Texas is not a sure thing. There is a long line of case history that deals with these cases...

The responses to the admissions go only to the collector, not the Court. Each answer must be responded to in writing. Be aware though if you...

Does the statue of limitation restart on all debt or just that one specific debt that you made some kind of verbal agreement

Just keep in mind that the statute of limitations is a defense that you have to prove if a lawsuit is filed so be vigilant if you find out you are...

Debt totaling 3k with one collection agency. Lawyer worthy?

It would not hurt to pay an attorney a flat fee to assist in the process. You just need someone who does debt defense. My personal opinion is...

American Express filed lawsuit through collection agency for account and debt that I never opened.

The lawsuit needs to be defended. You should consider hiring a debt defense law firm on a flat fee. First, a written answer needs to be filed...

Contemplating filing for bankruptcy. One credit card my mother was a guarantor. Will I be able to include this ?

If you and your mother are named in the lawsuit then you filing for Bankruptcy will not relieve her from the liability. It's difficult to advise...