I would definitely pull your credit report first and see what you find. If you see the debt listed, reach out to the company directly if you want...

Which is correct? Finding opposing answers to whether debts incurred after chap 13 are discharged in conversion to chapter 7.

This is assuming the conversion was filed in good faith... If you're over that hurdle, post-petition debts may be discharged once you convert to 7.

Can credit union freeze parents saving account for my debt related to a car repo.

If your name is on the savings account (meaning you could access the account regardless of whether you actually have), then they most likely can...

Should I look to bankruptcy?

As of others have said, bankruptcy won't help with your student loans. It may help, however, with your car. It could reduce your car payments...

Will I have to pay alimony to my husband if he can't pay the mortgage (which I pay now)

This is really a family law/divorce question, although any alimony or domestic support obligations that are court-ordered will not be discharged in...

I agree with the other answers. They'll likely get a default judgment against you if you don't show up. I would reach out to them and try and work...

Asses protection recovery letter.

This seems like more of a criminal law than debt collection question. "Asset protection recovery" sounds like the store's own shoplifting security....

Can a credit card debt collection agency that has filed a lawsuit garnish wages and/or bank accounts or put a lien on property

Once they get a judgment, they can freeze (garnish) your bank accounts and they may be able to attach a lien to your property. In Texas, they...

I failed to pay my HOA Fees and the HOA hired a lawyer and the lawyer sent me a bill for the past due amount plus $500 in fees.

As others have said, you can try to work out a payment plan with the HOA. Although from what I've seen in Texas, the time HOAs give to get current...