My question is: So what if cash gifting and MLM use essentially the same techniques, what is the difference between the two? And

This sounds like MLM without a product - in other words, it's a scam.

What is the law pertaining to auto insurance companies and a lienholder/loss payee?

Yes, signing someone else's name is forgery, and criminal charges may apply. Talk to your local district attorney to see if they will file...

I have a debt collector calling me for a Debt that I thought was settled 3 years ago over some apartment rent.

The "paid in full" notation can work, but only if 1) the debt is disputed and 2) the notation is in the endorsement - on the reverse of the check -...

Do I need permission from the property owner to trim his portion of a tree that is in my customer's yard?

You probably don't need it, but if you get it anyway, you'll save yourself a lot of trouble.

Can my girlfriend's grandparents come in and do whatever they want?

It's difficult to have a normal landlord/tenant relationship when you're living with family members in their house, and you're not going to want to...

We have been taking the garbage out for the last 8 years.

Where is the garbage being "taken out" of ? Typically the tenant will be responsible for removing trash from the property they are leasing, but...

We have tenants that left the country and are ignoring emails and calls in an attempt to collect rent.

You can serve people out of the country, but it's not easy. However, the terms of your lease probably would allow you to sue the...

I think my house is sinking. What should I do?

You need to contact a reputable foundation company to see what can be done. Call your insurance agent as well, but you are correct that insurance...

Is it legal for a rental property in New Orleans to not disclose that they rent to section 8 applicants?

The landlord is not obligated to tell you who the other tenants are, or how they pay their rent.

Qui Tam has nothing to do with this situation. Overcharging on rent would be a breach of contract. Whatever the landlord might owe you will also...