Is it legal for an original creditor to report late payments on an account charged off over three years ago?

Charged off is an accounting term. When a debt is charged off, that does not mean that they have forgiven the debt. As long as what the...

Is the state of Texas one of those states where the laws prohibit creditors from garnishing wages or levying bank accounts?

Unpaid creditors (or debt buyers who purchase the debts) file lawsuits all the time. It is a very rare set of facts that allow wage garnishment in...

Purchasing a car from an individual where he has a loan, deposit and payments have been made to him, now he is filing bankruptcy

Go meet with a local bankruptcy attorney to learn what your options are, many offer free consultations. If the person has filed bankruptcy there...

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Being foreclosed on by HOA and would like to know if the charges they are alleging we owe can be disputed through Chapter 13.

To directly address your question: Yes, as a normal part of the Chapter 13 process you may dispute the amount the HOA is claiming. However, I...

What are my options after the former owner of a condo filed bankruptcy after a HOA foreclosure sale?

Hire a bankruptcy lawyer to advise you and represent you ASAP. Taking action that is prohibited by the bankruptcy rules (even accidentally) can...

I own the home where my daughter resides. She is ineligible for homestead exemption. What can we do so she gets this benefit?

Keep in mind, if you transfer the home into her name so she can get a break on her property taxes, she now owns the home. It's hers. Legally,...

I was sued for a credit card debt but the company has very recently declared bankruptcy. What should I do to resolve things?

You could call the creditor who took the judgment to work out a settlement. If you go this route I would advise that you get it in writing that if...

I have an old collection account since 2012 in the amount of $1887.00 and just recently got served with papers aka a lawsuit

"What's the Best thing to do" is almost impossible to answer on here, unfortunately, because we don't know anything else about your...

Credit Report Issue

Unfortunately I do not think you are correct based on your own words: "two months past due" "this 30 days late report is inaccurate" Those...

Should I find another lawyer?

If you're unhappy with the firm from day 1, the attorney client relationship probably will not go well for the next 3-5 years. Keep in mind,...