Questions answered by Ryan J. Dove

Archived

Can an alleged overpayment from Social Security be eliminated by bankruptcy?

Ryan's answer | Answered on July 28, 2015

The debt can be wiped out, but I believe they retain a right of offset - meaning if she continues to receive benefits from SSA (or receives...

Archived

We lost a judgement in JP court for $8000 (contractor dispute). The date has passed set by the court for us to pay.

Ryan's answer | Answered on July 23, 2015

If I am reading this correctly, you had work down by multiple contractors and have not paid them because you believe the work was not properly...

Archived

Would a bankruptcy remove a judgement yet let me keep my home.

Ryan's answer | Answered on July 23, 2015

Without more facts, your question cannot be answered as to your specific situation. Generally speaking, most folks who file a Chapter 7 are able...

Archived

HOW TO DO A MECHANICAL LIEN

Ryan's answer | Answered on July 22, 2015

You don't need to put a lien on it - you need everyone else who has a lien to release their lien. So, tentatively, the bank, the insurance company...

Archived

Are there lawyers or agencies that help people to collect on judgments?

Ryan's answer | Answered on July 22, 2015

I agree with Mr. Lautin. You could pay a good collections lawyer to pursue your friend to the fullest extent of the law, and maybe one day...

Archived

I went into default on a Small Business Loan, and was turned over to collector. Can they garnish my salary without a hearing.

Ryan's answer | Answered on July 20, 2015

Any debt defense / consumer lawyer can help. But when you say 'fight this' - is there a reason you think you don't owe the money or that they have...

Archived

I filed bankrupty to get my license reinstated because of a unpaid judgment

Ryan's answer | Answered on July 19, 2015

If you have a lawyer, ask your lawyer. If you filed bankruptcy without a lawyer, I would consider going and consulting with one. The question...

Archived

Do I have any leverage in negotiating a bank levy if there is enough money in my account to cover the debt?

Ryan's answer | Answered on July 18, 2015

You can call them and ask - the worst they can do is say no. If they say yes make sure you get in writing they will release the funds back to...

Archived

I won a judgement for a decent amount of money from a family member,but he has not payed yet,what can I do ?

Ryan's answer | Answered on July 18, 2015

If the person has non-exempt assets, you may be entitled to use those for recovery. If you know where the person's bank accounts are, there are...

Archived

Can i sue if collection company attempts to collect while im under bankruptcy?

Ryan's answer | Answered on July 16, 2015

Contact your lawyer. If you filed pro se, it is time to contact a lawyer ASAP. If you can show the creditor had actual knowledge of your...

Ryan J. Dove's Answers (774)

Can an alleged overpayment from Social Security be eliminated by bankruptcy?

We lost a judgement in JP court for $8000 (contractor dispute). The date has passed set by the court for us to pay.

Would a bankruptcy remove a judgement yet let me keep my home.

HOW TO DO A MECHANICAL LIEN

Are there lawyers or agencies that help people to collect on judgments?

I went into default on a Small Business Loan, and was turned over to collector. Can they garnish my salary without a hearing.

I filed bankrupty to get my license reinstated because of a unpaid judgment

Do I have any leverage in negotiating a bank levy if there is enough money in my account to cover the debt?

I won a judgement for a decent amount of money from a family member,but he has not payed yet,what can I do ?

Can i sue if collection company attempts to collect while im under bankruptcy?