Can I sue a small business for selling me an expensive sofa that is very poor quality if they refuse to refund?

Take the owner to justice court if you believe you can prove that the sofa was of a lower quality than represented.

How

Try setting up an automatic electronic draft from your account to BofA's.

Do I have a Claim even though I was not wearing my seat belt in a one car rollover accident.

Yes, you still have a claim. But the Texas Supreme Court recently decided that the non-use of safety belts can be a factor in apportioning fault...

I am moving your question to the Criminal Defense category.

They can report it stolen but it is not. It is doubtful that law enforcement would even take the complaint. The car can be repossessed though.

No, libel requires publication........................

You can file a criminal complaint for aggravated assault. But, if you were not damaged by the threatening behavior, you will have a difficult time...

Why would a legal server call me?

SCAM. They could have gotten the last four digits of your SSN from anywhere. Private servers do not get paid unless they effect service. Private...

Was I just the victim of sexual discrimination?

There is no case to pursue on the posted facts. Complain to management or shop elsewhere.

My son crashed my car i lend it to him but he is not in my full coverage insurance , he crashed into a pole , what happends ?

In Texas, insurance generally follows the car so if the vehicle had full coverage there should be coverage for this incident. Call your insurance...