Husband laid off. Unemployment $385 per wk. Family of 3. How do we pay credit cards or do we just not. What to do?

It sounds like bankruptcy might be a good solution for you. Find a local bankruptcy attorney. Many offer free consultations. They will be happy to...

Can a collection agency for student loans ganish my wages by 15% and take my entire federal income tax return

If the "collection agency" is actually the guarantor for your student loan, and some other conditions are met, then federal law allows them to do...

Surrendering car in chapter 7, should I keep making payments?

As long as your car loan was properly listed, and there isn't some unusual problem that prevents it from being discharged, there is no reason to...

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How long do I have to wait before I can sell my home (and keep the equity) after the chapter 7 discharge?

As soon as the trustee in your case formally abandons the home to you, or the case closes (assuming that you listed the home on your schedules) it...

How much money can I have in a banking account?

Like any other property you own, the money in your bank accounts is listed as an asset when you file Chapter 7. You get to keep all of the property...

Can the payday loans I have occurred be entered into my bankruptcy claim?

Payday loans, like all other debt you have, must be listed if you file bankruptcy. They are likely to be dischargeable, as long as you did not...

In a chapter 7 bankruptcy, do I list the accounts which I do not intend to discharge (e.g. student loans, paid accounts, etc)

In any chapter of bankruptcy, you must list all of your debts, whether or not you "intend to discharge" them. This includes debts to friends and...

What taxes can you file under bankruptcy federal or state

When you file bankruptcy, you must list all of your debts, including unpaid federal, state, and local taxes, on your bankruptcy schedules. I...

How well being the owners of two motor vehicles by a married couple affect the bankruptcy. Will we have to surrender one?

If your equity in both cars is exempt, you can keep them in a Chapter 7 bankruptcy. Exemptions depend on Arizona state law (unless one of you lived...

How do you handle a bill collector who has bought a credit card debt that is over 10 years

When they call you, get the name of the person calling and the name and address of the company that they work for. Write a short, simple, polite...