Bankruptcy 13 Filed 2001 & discharged 5/2003. Question about Installment Credit Agreement. Qualified Ed Loan 26 U.S.U. 221(d)

Consult a Bankruptcy attorney to see if the debt was properly discharged in your 2001 case. If it was, they should be able to sue the creditor for...

How does a lien work when in debt?

Is this an investment or rent house, or is it your homestead? They can't put a lien on your homestead for credit card debt, only on non-homestead...

In the state of Texas there is a 4 yr statute of limitations on debt is 4 yrs.Is that start from last payment or from charge-off

The statute of limitations begins to run from the date that the cause of action accrues. This depends on the details of the nature of the debt, and...

Can a college bill me for a loan that i paid off three years before?

If you did pay the loan in full, and have records to show it, then of course you shouldn't have to pay more. But that doesn't mean you should...

Is it legal for creditors to call me at work? Is there a way to stop them?

It depends on whether they are a "debt collector" as defined by the Fair Debt Collection Practices Act. If they were hired to collect a debt for...

No, post-filing changes in your salary do not need to be reported to anyone.

Ch 13 discharges

If you "don't qualify for a 7" in the sense that the presumption of abuse arises under the means test, then you would almost certainly be required...

How does one calculate whether debt is primarily business or consumer for bankrupcty? (e.g. does mortgage count)

The mortgage definitely counts. If it was for personal, family, or household purposes (i.e. you took out the mortgage to buy a house to live in)...

I have one vehicle that is paid for and is worth a small amount will bankruptsy mean my car will be taken?

You can probably keep your car in a Chapter 7 bankruptcy, and definitely in a Chapter 13 bankruptcy. See the guide linked below for a little more...

401k loan repayment under 13 plan

Contributions to a 401k and repayments of a 401k loan can be deducted from your income on line 55 of Form 22C (the Chapter 13 means test). You...