Can a financial service company sue me and garnish my wages for a disputed credit card and/or debt which was never mine.

In order to garnish your wages, the credit card company would've had to sue you. If they sued you and obtained a judgment, then they will garnish...

In short, yes they can sue but the real question is can they collect. If the only income coming into your bank account is disability, then...

The worst case scenario would be that the creditor sues you over the account. This typically does not happen until many months after falling behind...

If you have a retirement account but no withdrawals, can you still file for bankruptcy?

I would agree with the other attorneys posting here. Retirement accounts are usually fully exempt under both federal and Texas exemptions. Most...

Are Debt Collectors allowed to demand the debtor to borrow money in order to satisfy the debt owed without repercussions?

As previously stated by the other attorney above, it might be best to speak with a bankruptcy attorney than fighting the collector over the debt in...

As I'm sure you're finding out, bankruptcy is an extremely complex area of the law that I would not recommend to enter into without an attorney....

“Can my husband and I voluntarily dismiss our Chapter 13 Bankruptcy?We have completed 3 1/2 years of repayments"

You can always voluntarily dismiss your case, however there may be consequences for doing so. I would urge you to consult first with your attorney,...

If a 401k loan is considered an asset, can it be protected using the federal wildcard exemption, provided there is enough room?

There are several factors to consider. 1. The money you gave to the relative will be listed on your bankruptcy petition as a preferential...

Am I able to file bankruptcy if my house has gone into forclosure?

The biggest question is not can you file bankruptcy, but what are your intentions with the property. Also, you need to consider what other debts...