Archived
My estranged husband is inquiring about filing for bankruptcy, how will this effect me since we are still married?
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Answered on November 21, 2016
I would steer your husband towards a Chapter 13 bankruptcy. In a Chapter 13, he would make a fixed monthly payment for 3-5 years. That payment...
Archived
When should I file chapter 7 bankruptcy?
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Answered on November 21, 2016
Assuming the personal guarantees are all that secures the loan AND assuming you can file a Chapter 7 bankruptcy, it doesn't matter when you do it. ...
Archived
IF A CHAPTER 13 BANKRUPTCY GETS DISMISSED BEFORE ANY OF DEBTORS MONEY IS DISBURSED TO CREDITORS CAN THE DEBTOR GET A REFUND?
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Answered on November 04, 2016
Chapter 13 refunds are complicated. What happens to the money varies according to the policies of the particular Chapter 13 Trustee and the local...
Archived
Is is possible to negotiate a repayment plan with a plaintiff's lawyer for debt that I am being sued for?
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Answered on November 02, 2016
Absolutely it is possible to negotiate a repayment plan. That's what happens in most situations.
I highly recommend you be honest about...
Archived
I received a debt claim citation and noticed that there is an error in the case numbers. Can I get this thrown out and if so,how
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Answered on November 01, 2016
I completely agree with the two attorneys above; lawsuits don't get dismissed over this kind of mistake.
HOWEVER, this kind of mistake might...
Archived
Do I need a lawyer if I'm being sued by bill collectors for $2000 in houston, tx ?
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Answered on November 01, 2016
If you called me on November 1st to tell me you have a 2011 case that is going to trial on November 9th, I think I could correctly guess the...
Archived
I need an attorney to start adversary procedures in chapter 13 bankruptcy case involving mortgage fraud
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Answered on November 01, 2016
This is a confusing set of facts, but if you did not reaffirm the mortgage in the Chapter 7, then your personal responsibility for the debt is...
Why would a grantor record "an appointment of substitute trustee" before foreclosure sale?
Thomas's answer
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Answered on November 01, 2016
As the attorney above stated, you will purchase the property from one of the people listed as the substitute trustee.
From your question, it...
Archived
Can I stop payments to a debt collector?
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Answered on November 01, 2016
Yes, you can stop making payments. Send them notice in writing by fax or email that you withdraw authorization for the monthly bank account...
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Archived
Lawsuit after Chapter 7
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Answered on September 29, 2016
If you have an attorney, this is something they should advise you on.
If you don't have an attorney, here's what I think...
The question...