Wife was sued for credit card bill. Can I as her husband appear in court without her being present as she is out of state .

If you haven't been named as a party you may only represent her if you're a licensed attorney. If she cannot attend, she should file a motion to...

I requested a payday loan online depending on some money that never came. They are now threatening to pick me up. Is that lega

No, they cannot pick you up. There has been a recent trend of payday loan collection fraud. You may want to report this action to the AZ attorney...

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What is the lowest judgement amt. in Az. on a garnishment that a judge can reduce dwn to based on our proof of money going out?

The minimum a judge is allowed to reduce a garnishment to is 15% of your earnings after deductions required by law (I.e. taxes). The judge may...

Yes, because Arizona is a community property state, most debts that are acquired during the marriage are the responsibility of both spouses.

How I can clear up a dept collection from my credit if the state of limitation in Arizona has expire on a open/ended account.

Unfortunately, the statute of limitations for credit card debt was clarified by a change in the statute. The statute of limitations for credit...

How can I stop a Judgement against me?

The divorce decree has no impact on the creditor's rights to come after you for the debt. You may have a right to force your ex-spouse to...

Employer not sending wage garnishment after all paper work has been processed for a small claim judgement. What can creditor do

You can file a petition for order to show cause to have the court order the employer to appear and explain its failure to comply with the order. ...

If a debt collection agency does not have a license to conduct business in the state of Arizona can that company sue me?

You can go to azbar.org and do a name search for the attorney. The number is the attorney's license number.

Speedy cash did a tiltle loan with my wife but the car is registered in the husband name

Arizona is a community property state, so if the vehicle was acquired during the marriage your wife has an ownership interest in the vehicle.

Can some HOA' s expect to be paid twice?

Unfortunately, yes the HOA can. If the house was foreclosed upon, the junior lien held by the HOA was eliminated by the foreclosure. The...