Questions answered by Hershel Robert Chapin

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Can I get my monitary settlement from the defendant in some way in Texas?

Hershel's answer | Answered on August 07, 2011

I would first evaluate what kind of claim you have. Is it for a business debt? Is it for personal debt? Do you have proof backing it up? Have...

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I have a signed and approved loan modification from 2009 from Chase and they are trying to foreclose.

Hershel's answer | Answered on August 07, 2011

Read your modification papers carefully. Did the modification do anything to "cure" the arrearage? If so, then the bank is wrongfully foreclosing...

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15 years ago my husband owned and operated a used car business. The business was incorporated, and I was listed as VP/co-owner.

Hershel's answer | Answered on August 07, 2011

You should contact a bankruptcy attorney right away. Generally speaking, there is a presumption of community debt in Texas. So your and your...

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If you agree to a certain amount of child support that is stated on a divorce decree, can that amount be modified?

Hershel's answer | Answered on August 06, 2011

Yes, he may modify it, but not without some difficulty. There are two ways he can do this in Texas: 1. By a written agreement with you or an...

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What can I do about a creditor speaking inappropriately to my daughter, i.e., "are you home alone? how old are you?" etc?

Hershel's answer | Answered on August 06, 2011

A debt collector may not engage in ANY conduct to harass, oppress, or abuse any person in connection with the collection of a debt. This includes:...

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I have a judgment against an individual in Texas. It was taken (and abstracted) in February 1998.

Hershel's answer | Answered on August 06, 2011

No. Texas judgments go dormant after 10 years pass. They are unenforceable while dormant. After that, you have 2 years to revive them by...

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My ex-wife file Capter13 and surrender the house, that we both sign for, but she live in after the divorce, what can happen?

Hershel's answer | Answered on July 31, 2011

If you and your spouse bought a house while you were married, then - in the absence of other facts (like a marital property division agreement or a...

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I traded in my car yesterday and signed contract but now my co buyer won't sign. Is the contract valid? Can I return the car?

Hershel's answer | Answered on July 31, 2011

The answer is: it depends. Generally speaking, in Texas, if there is a written agreement that requires a co-signer, and one of the co-signers...

Hershel Robert Chapin's Answers (258)

Can I get my monitary settlement from the defendant in some way in Texas?

I have a signed and approved loan modification from 2009 from Chase and they are trying to foreclose.

15 years ago my husband owned and operated a used car business. The business was incorporated, and I was listed as VP/co-owner.

If you agree to a certain amount of child support that is stated on a divorce decree, can that amount be modified?

What can I do about a creditor speaking inappropriately to my daughter, i.e., "are you home alone? how old are you?" etc?

I have a judgment against an individual in Texas. It was taken (and abstracted) in February 1998.

My ex-wife file Capter13 and surrender the house, that we both sign for, but she live in after the divorce, what can happen?

I traded in my car yesterday and signed contract but now my co buyer won't sign. Is the contract valid? Can I return the car?