What are my rights? Is 314.14% apr legal?

This rate violates the Texas Finance Code and would be declared unconscionable by a court of law.

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If a judgement is issued for a loan default in Ma. what are the remedies taken to collect the money? I have no assets

The creditor can domesticate the judgment in Texas and conduct legal collection procedures to satisfy the judgment as if the judgment were rendered...

I want to reopen a dismissed

If your case was dismissed due to excusable neglect that was the fault of your attorney, then you may be able to reopen it, but only with the help...

An oral loan agreement can still qualify to be a binding legal contract. There has to an offer, acceptance, consideration, legal purpose, and a...

Venue for small claims court

A minor quibble: Venue can be proper where the defendant RESIDED during the time period that the transaction took place. You did not indicate that...

I put a deposit down on a ring in a jewlers and they have no been open for 3months so i can pick my ring up. what do i do?

You might have a right to sue for the deposit on a theory like "money had and received," but if the store is out of business then it is unlikely...

Suing a corporation who has a in house Registered Agent, the Registered agent is also an employee of the corporation.

The registered agent can only answer for the corporation and its employees who were acting within the course and scope of employment during the...

I took over payments on a car that the owner defaulted on. I left out of town and now the car is gone what can I do?

Your question is very unclear. Who is harassing you? The holder of the note? The holder of the lien on the car? The person for whom you paid...

I need to collect payment for a vehicle purchase by credit card that I failed to process and settle before the auth code expired

Your claim is very likely actionable as a sworn account or breach of contract cause of action. If the customer does not pay you willingly, then in...

What kind of Lawyer do I need?What cause of action should I use?

You do not need to assert a cause of action against a third party in order to obtain discoverable information or documents from that party, which...