A credit agency provided a damaging and false credit report to a bank about me, what are my remedies under the law??

The FCRA gives you the right to dispute false information on your credit report. If the credit bureaus verify false information, then you may have...

It appears the account should be reported as closed with zero balance. Is the charge off status from a prior delinquency?

Can I start a class action sue? When I look at the people who has complained about this company, some are just like me

You may have an individual claim under the Fair Credit Reporting Act. ID theft victims have the right to dispute fraudulent information, request...

I want to sue comcast in merrillville in. Who should i summons? Should it be the store or the headquarters

I respectfully disagree with my colleague's evaluation. While statutory damages are limited to 4100-$1,000 per violation, actual damages have no...

Selected as the best answer

Interesting question. While I agree with my colleagues that you may not have a claim against Capital One, you may have a claim against Equifax...

Closed accounts may continue to be reported on your credit report so long as they are accurate. If the account has negative information, then it...

Can I sue a credit bureau {Equifax) for damages caused by this company

Has Equifax offered an explanation as to why your file is offline? Did you ask Equifax to freeze your file? Are you able to obtain your report...

I moved your question to a different practice area.

What do I need to do to clear up a weird case of fraud and identity theft ?

You should dispute the false information to Equifax. Your dispute should be made by certified mail. Send copies of documents that support your...

Why does Sprint have a track of identity theft with people using other people information and the company does nothing about it?

The Fair Credit Reporting Act gives consumers the right to dispute false information, including fraudulent information, from appearing on your...