Archived
When verifying a judgement. Who does the CRA verify the debt with? The court system or the original plaintiff?
Micah's answer
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Answered on May 24, 2014
The consumer reporting agencies do not contact the courthouse. Instead, when reinvestigating disputed public records, the consumer reporting...
Archived
My identity was stolen in 2010 and a bunch of credit cards were open in my name, I filed a police report and thought I took
Micah's answer
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Answered on May 23, 2014
The Fair Credit Reporting Act (FCRA) provides victims of identity theft with rights under federal law. For example, you have the right to a free...
Archived
If I was a victim of identity theft, would I possibly be help responsible for the charges placed?
Micah's answer
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Answered on May 15, 2014
You have reason to be concerned. Identity theft is the number one crime in America. Central florida includes 14 of the top 20 cities for identity...
Archived
I sent a collection company a police report that stated that my identity was stolen along with a letter from a detective that
Micah's answer
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Answered on May 13, 2014
The Fair Credit Reporting Act (FCRA) provides identity theft victims with rights under federal law. For example, you have the right to dispute...
Archived
How do I get the credit bureaus to follow the law? How do I recover damages from their negligence?
Micah's answer
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Answered on May 11, 2014
Mr. Berkus and Mr. Tam are correct. The Fair Credit Reporting Act (FCRA) gives consumers the right to dispute errors to the credit bureaus. The...
Archived
Someone stole my identity to purchase a home in brownstown,michigan
Micah's answer
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Answered on May 10, 2014
Your dispute should be made in writing and sent by certified mail to the credit bureaus. If you don't have your credit report from the other 2...
Archived
What do you do if you get calls from someone indictating that they have legal fraud charges?
Micah's answer
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Answered on May 07, 2014
The Fair Credit Reporting Act is a federal law that provides identity theft victims with rights. for example, you have the right to order a free...
Archived
Could comcast be sued for opening a fraudulent account without confirming proof of who the person is?
Micah's answer
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Answered on May 06, 2014
In addition to my collegaue's answer, as an identity theft victim, you have rights under the Faur Credit Reporting Act (FCRA). For example, you...
Archived
Can I sue a bank for reporting delinquent loan 2day that was paid in full over a year ago hurting credit 2day.
Micah's answer
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Answered on May 05, 2014
Not yet - at least not under the Fair Credit Reporting Act (FCRA). Under the FCRA, you have to dispute the error to a credit reporting agency...
Can I sue a hospital for not verifying the identity of their patients?
Micah's answer
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Answered on May 02, 2014
I represent victims of identity theft and consumers with credit reporting errors. often, my clients do not learn they are victims of identity...