Archived
I believe my ex husband & wife have been using my identity & SS# for some yrs, it has taken me a long time to connect the dots.
Micah's answer
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Answered on October 26, 2014
The Fair Credit Reporting Act gives identity theft victims rights under federal law. You should request your free credit reports from Equinox,...
Archived
Can you sue the credit bureau if they won't take off someone else stuff that some how is on my credit?
Micah's answer
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Answered on October 26, 2014
My colleagues are correct, the Fair Credit Reporting Act provides consumers with rights under federal law. The federal law requires the credit...
Archived
My twins sister repossion of a CAR is on my credit report what can i do and there other things on there that i know are not mine
Micah's answer
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Answered on October 26, 2014
The Fair Credit Reporting Act (FCRA) is a federal that law protects consumers, including consumers' credit reports. It appears that at least one...
Archived
My driver license shows some felony record
Micah's answer
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Answered on October 24, 2014
The felony probably doesn't appear on a driver's abstract. The felony probably appears on a consumer report obtained by your insurance company...
Archived
I need help with my credit report reporting the correct name.......
Micah's answer
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Answered on October 23, 2014
The Fair Credit Reporting Act (FCRA) regulates consumer reporting agencies, including Trans Union. The federal law requires credit bureaus to...
Archived
I am a victim of credit card fraud for almost 10k
Police reports filed. But no action thus far.
What can I do?
Micah's answer
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Answered on October 23, 2014
In addition to notifying local law enforcement, you may consider completing reports with the FBI, Postal Inspector, Federal Trade Commission and...
Archived
What do you do when you find out on your background check they have me as a white male and I was born in
New Jersey?
Micah's answer
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Answered on October 10, 2014
The Fair Credit Reporting Act provides consumers with rights and remedies under federal law for background report errors.
For example, you...
Archived
I am an identity theft victim, is there a statue of limitations in mass to fight the debt I have occurred because of the theft ?
Micah's answer
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Answered on September 17, 2014
I can't weigh in on your potential state law class, but I can tell you that you may have claims under federal law under the Fair Credit Reporting...
Archived
In the case of a Plaintiff vs Equifax for violation of FCRA,, l wonder why can't l win too for suffering same harm from company?
Micah's answer
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Answered on September 12, 2014
The Fair Credit Reporting Act (FCRA) provides consumers with the right to sue credit bureaus for reporting inaccurate information. The FCRA also...
Archived
Inaccurate item showing on my credit report.
Micah's answer
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Answered on September 11, 2014
Send a written dispute, by certified mail, to each of the big 3 credit bureaus and identify the account the clearly state the reason why you...
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