Do I need an attorney?

The Fair Credit Reporting Act gives you the right to dispute errors on your credit report. You do not have to pay a credit repair company to send...

Is waiting 60-90 days my only option for having a legal item fall of my consumer report?

No - that is not your only option. Under the Fair Credit Reporting Act, you have the right to dispute the incorrect account with Equifax, Experian...

What kind of attorney do I need for identity theft

You need an attorney who represents identity theft victims. This will be an attorney who is experienced with claims under the fair credit reporting...

Identity has been stolen and person has purchased used cars dating back to 2007.DMV will not help just keeps making me pay.

Have you requested your credit reports from Equifax, Experian and Trans Union due to fraud? Under federal law, the Fair Credit Reporting Act,...

Should Creditors discharged in Ch7 -2009 still be updating accounts with credit bureaus. Balance is$0, but reported on 8/31/15

The Fair Credit reporting Act is a federal law that assures the accuracy of consumer reports, including consumers who filed bankruptcy. Accounts...

Where to go with Identity theft?

The Fair Credit Reporting Act is a federal law that gives identity theft rights and remedies. For example, you have the right to request your free...

Police refuse to file a report for ID theft

It is not clear what type of identity theft occurred or where it occurred from your question, but law enforcement may not understand the importance...

If you apply for a credit card and it gets mailed to the address you listed on the application - BUT - when the card came in

if you believe the charges were fraudulent, then you should report the fraud to the police. Identify the account name to law enforcement and a...

The Credit Credit Billing Act (FCBA), is a federal law that gives credit card holders rights, including the right to dispute fraudulent...

What kind of lawyer do I need?

In addition, you should order your free credit reports from Equifax, Experian and Trans Union. Review the reports and dispute any false items,...