Receiving property back from filing Ch. 13 bankruptcy

Notice is an important part of any injunction. Without notice, the injunction is not effective. Obviously, you should have hired an attorney to...

Will I be responsible for a deficiency on a short-sale commercial property? I filed a Chap 7 BK & was discharged 4 months ago?

No. Your debt was fully discharged in the Chapter 7. Do not be concerned about the 1099C. Review IRS Publication 4681. The link to the IRS...

Dangers in Vacating Discharge for Late-Filed Reaffirmation Agreement?

You cannot do what you are asking. In fact, many of us attempted this shortly after the laws were changed to no avail. The statute is pretty...

Should i list credit accounts that haven't had an outstanding balance for years prior to separation and still don't on PDD?

I am assuming that you are asking whether or not to list an account with a zero balance in your bankruptcy schedules. In response to that inquiry,...

Can you discharge a personal loan that was mainly used to pay my mortgage in chapter 7 ?

Yes and no. The issue is not that you used the loan to get your mortgage current or to stay current. The issue is whether you lacked the ability...

Can a debit collector remove funds from my account with out me being notified?

Under certain situations, the answer is yes. If the creditor is also your bank, they have a right of offset. In otherwords, if you owe BofA...

I'm going to file bankruptcy. I'm saving money for an attorney, but in the mean time should I continue to pay credit cards?

It truly depends upon whether you will actually file. If that decision was made without first consulting an attorney, you might have issues. It...

I paid for a cremation because immediate family abandoned body. Am I responsible for any debtors of the deceased?

You cannot simply become liable for doing the right thing. For you to be liable you would have had to sign a note, credit card agreement or other...

I am selling my home in ch 13 they want me to put my remaining money back into a home in six months is there any way around

While my position may be disagreed with, the answer is no. This issue was resolved with finality in the Frost bankrutpcy case (5th Circuit 2014). ...

Unfortunately, the answer is likely yes. Credit Unions are notorious for "cross-collateralization". In other words, the collateral for each and...