I agree with Mr. Brewer. Just understand there is no correlation between the means test and repaying creditors (other than qualifying for chapter...

We are on a 100% payment plan ch13. We filed in June 2012. Can we pay off the remainder to complete our bankruptcy early?

You should consider rephrasing your question. The fact that one of you is laid off is a basis for filing a modified chapter 13 plan to reduce your...

Can the bank take my vehicle in bankruptcy

First, if you opt to file for bankruptcy, you must list ALL assets and ALL debts. In other words, through the bankruptcy process, you must give...

I agree with Ms. Washington. Also note the fact the account has been charged off is not a defense. A charge off is merely an accounting term.

Business went out of business. Have line of credit with credit union 30,000. Due business file for bankrupt or do the individual

It depends. First, is the business a separate legal entity (corporation, LLC, or partnership)? Second, and more important, are you personally...

You cannot unring the bell. Either it was a gift or it was not a gift. Nonetheless, it is important to disclose. She has some property interest...

Bankruptcy

If you are looking to this prior to abandonment or case closing (which results in abandonment), then the property must be permanently exempt from...

If i am in the middle of my chapter 13 bankrupcy and they still want me to pay $8800 for 44 more months can i stop my chapter 13

First, I hope you have counsel for your chapter 13. There really is not enough information in your question for a proper answer. However,...

Does SSDI and/or VA disability get counted for Ch. 7 means test? Is it counted as income for Ch. 7 bankruptcy?

Yes, no and yes. You must include all of your income, whether it is taxed or not, except payments you received under the Social Security Act and a...

I want to file chapter 7 in Queens NY for old tax debt . Do I have to wait to qualify for means test ?

First, meet with qualified bankruptcy counsel in order to confirm the tax debt is actually dischargeable. It is more than just dates. Your...