Can I keep my vehicle when filing for Chapter 7, if the original note was obtained using the vehicle as collateral?

If the credit union changed the loan documents to reflect it as unsecured, then they have novated the original agreement and they will not be able...

Can I avoid my wages being garnished for restitution?

A chapter 13 bankruptcy will allow you to pay it out over 5 years, but will not let you pay less than the full amount or let you discharge any part...

Can I get arrested or have a judgment filed against me for a payday loan that is over a year old?

Mr. Bailey's answer is not correct. It may be correct for the state in which he is licensed, but not in Texas. The specific situation described...

If you received an actual summons from them then I assume that the took the drastic step of actually suing you. You can defend that lawsuit or...

Can someone recommend a good attorney?

Dodeka is fairly easy to beat, but something you really have to ask yourself before finding and hiring the lawyer is this-- do you want to pay a...

What if a small business has a lease and needs to file bankruptcy?

If your business files bankruptcy, it will close down and no longer have to pay any of the bills it has. In the vast majority of cases, however,...

How long do I have after filing chapter 7 to mvoe from my home?

I agree with Mr. Perlman's explanation. The general rule in Texas-- in my experience-- is about 60-120 days although it can vary from case to...

I know someone who in Texas filed for Bankruptcy and lied

Bankruptcy fraud is not handled by local law enforcement but rather by the Office of the United States Trustee, which is a division of the...

Can a collection agency refuse to make payment arrangements on old debt if you do not want to give current employ/income/etc?

They can decide whatever they want to. You can counter by filing bankruptcy-- it will make that debt go away, and also eliminate whatever other...

TX, have 50K in credit debt and unknown repo car bill that will be coming.

Don't be so sure that you can't qualify for a Chapter 7-- those online "means test" calculators are notoriously inaccurate, and the majority of...