What is a non judicial foreclosure? I thought in the state of Texas the new law required you to go thought a judge.

I think the "new law" you mention is the home equity loan situation. A HELOC involves going through a judge. Regular mortgages (actually, a Deed...

Wanting to know what tax liability I will have on any debits that are written off in a bankruptcy.

It's true that you will not owe more IRS taxes on debts after the bankruptcy is over. Section 108 of the tax code is supposed to prevent that. ...

Although the question says you're in Dallas, my guess is your case was filed in the Eastern District rather than the Northern District. DFW...

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What can I do to get my car back? Can I get arrested for not surrenduring it?

The court lifted the stay so that the bank can take whatever actions it needs to take. If the bank wants their car back, let the bank go get it. ...

If someone files bankruptcy on an onwer financed note, can we get the property back or do they get to keep it

To Mr. Goldstein's answer I would only add that whatever you end up deciding to do-- accelerate the note, foreclose, etc-- you will first need...

Just to follow up on Ms. Walter's good answer-- the reason HOA's do not feel the need to settle for less is because 1) they have budgeted that...

CH7 VS CH13?

Chapter 7: Chapter 7 is the most common form of bankruptcy. It is a liquidation proceeding in which your non-exempt assets, if any, are sold by...

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Under Chapter 13 in Texas, are the payroll deductions applied to your bankruptcy pre-tax?

After tax, not pre. If some of the debts or payments on debts are tax-free, you would later account for that on your yearly tax return. Rustin...

If I file Bankruptcy can I keep my truck

Yes, it's possible to get it back although certain criteria have to be met-- the most important one being that they haven't sold it yet (usually...

Can a lien be put on the equity of my home by credit card companies?

The credit card companies can TRY to put a lien on your house-- eventually. First they have to sue you and get a judgment. After they get the...